Harford County property record for 490 Freys Rd, Edgewood, MD 21040 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,594 sqft · built 2002 |
| Lot Size | 11.8 acres (515,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jun 2021) |
| Tax Bill | $4,689 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Sep 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-323407 |
| Primary APN | 01-323407 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 515,750 sqft (11.8 acres) |
| Garage Type | Mixed |
| Garage Area | 996 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 1,380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 323407 |
|---|---|
| Street Address | 490 FREYS RD |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 228 11.84 AC 490 FREY'S ROAD OTTER CREEK LAND P 97/80 |
| Legal Subdivision | ROAD OTTER CREEK |
| Legal Lot Number | 228 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 301602 |
Source: Harford County records · APN 01-323407
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FCU |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FCU |
| Jan 09, 2020 | Deed of Trust, Mortgage · Line of Credit FREEDOM FCU |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM FCU |
| Jun 04, 2021 | Deed, Transfer · Commercial Mortgage FREEDOM FCU |
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit FREEDOM FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2021 · Amount on Record |
| Deed Sale | Jun 04, 2021 · Amount on Record |
| Prior Sale | May 23, 2000 · Amount on Record |
| Deed Book / Page | 14804 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0130580054 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 13058/0054 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SAGE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0134610044 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 13461/0044 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0136330160 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 13633/0160 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 08, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0143900086 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 14390/86 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 04, 2021 |
| Property Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Document Number | 0148040007 |
| Book / Page | 14804 / 7 |
| Map Reference | MB GEG 16 FO 56 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 FREYS RD, 490, EDGEWOOD, MD 21040-3615 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Document Number | 0001480412 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 14804/12 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 490 FREYS RD, EDGEWOOD, MD 21040-3615 |
| Document Number | 0141030474 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 490 FREYS RD EDGEWOOD MD 210403615, EDGEWOOD, MD 21040-3615 |
| Document Number | 0141030474 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 014103/000474 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,400 (+21.64%) Land $142,700 Building $354,700 | $497,400 (+21.64%) Land $142,700 Building $354,700 | |
| 2025 | $4,689.00 (+8.84%) Homeowner's exemption | ||
| 2023 | $408,900 Land $142,700 Building $266,200 | $408,900 Land $142,700 Building $266,200 | |
| 2022 | $4,308.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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