Harford County property record for 515 Freys Rd, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,368 sqft · built 1947 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Mar 2026) |
| Tax Bill | $3,474 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-049321 |
| Primary APN | 01-049321 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 049321 |
|---|---|
| Street Address | 515 FREYS RD |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 8 5OX15O 515 FREYS ROAD LDS A FREY PT 3/34 |
| Legal Subdivision | LD FREY A |
| Legal Lot Number | 8 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301602 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 FREYS RD, EDGEWOOD, MD 21040-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 22, 2021 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 15, 2020 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | May 7, 2025 · Amount on Record |
| Deed Book / Page | 17036 / 492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 12, 2026 |
| Property Address | 515 FREYS RD, EDGEWOOD, MD 21040-3601 |
| Document Number | 0170360492 |
| Book / Page | 17036 / 492 |
| Map Reference | LB GCB 3 FO 34 |
| Instrument Date | Feb 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 515 FREYS RD, EDGEWOOD, MD 21040-3601 |
| Document Number | 0170360501 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 17036/501 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 515 FREYS RD, EDGEWOOD, MD 21040-3601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 515 FREYS RD, EDGEWOOD, MD 21040-3601 |
| Document Number | 0151990320 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 15199/320 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 15, 2020 |
| Property Address | 515 FREYS RD, EDGEWOOD, MD 21040-3601 |
| Document Number | 0137940071 |
| Book / Page | 13794 / 71 |
| Map Reference | LB GCB3 FO 34 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | GOLDSTAR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 515 FREVS ROAD, EDGEWOOD, MD 21040-3601 |
| Document Number | 0001379477 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 13794/77 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,300 (+3.26%) Land $208,000 Building $132,300 | $340,300 (-) Land $208,000 Building $132,300 | |
| 2025 | $3,474.00 (+4.64%) | $329,567 (+6.97%) | $340,300 (+10.45%) Land $208,000 Building $132,300 |
| 2023 | $308,100 Land $208,000 Building $100,100 | $308,100 Land $208,000 Building $100,100 | |
| 2022 | $3,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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