Putnam County property record for 490 E Spring St, Cookeville, TN 38501
| Property Type | Commercial Office |
|---|---|
| Details | 2 ba · 4,000 sqft · built 1996 |
| Lot Size | 0.179 acres (7,820 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (May 2015) |
| Tax Bill | $5,315 (2022) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071053F E 01601 |
| Primary APN | 071053F E 01601 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,000 sqft Total Area |
| 1st Floor Area | 2,000 sqft |
| Upper Floors Area | 2,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 7,820 sqft (0.179 acres) |
| Lot Dimensions | 92 ft deep x 85 ft wide |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 490 E SPRING ST |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38501-5909 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | C2 |
| Legal Description | DISTRICT: 01, COUNTY AREA: S01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 500 |
Source: Putnam County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 301 RAFFERTY CT, FRANKLIN, TN 37064-1520 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2015 · Amount on Record |
| Deed Sale | May 15, 2015 · Amount on Record |
| Prior Sale | May 15, 2015 |
| Deed Document Number | 00RB873434 |
| Deed Book / Page | RB873 / 434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 490 E SPRING ST, COOKEVILLE, TN 38501-5909 |
| Document Number | RB1235334 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 902 EVELYN CT COOKEVILLE TN 385061208, COOKEVILLE, TN 38506-1208 |
| Document Number | RB1235334 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 001235/000334 |
| Instrument | 245959 |
| Name | TENNESSEE RURAL DEV FUND LLC |
|---|---|
| Address | 121 POPLAR AVE, COOKEVILLE, TN 38501-2576 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 16, 2035 |
Source: Putnam County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Cookeville City |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,440 (-) Land $45,200 Building $116,240 | ||
| 2024 | $161,440 (-) Land $45,200 Building $116,240 | ||
| 2023 | $161,440 Land $45,200 Building $116,240 | ||
| 2022 | $5,315.00 | ||
| 2021 | $403,600 Land $113,000 Building $290,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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