Putnam County property record for 410 E Spring St, Cookeville, TN 38501
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 10.5 ba · 4,416 sqft · built 1974 |
| Lot Size | 0.876 acres (38,164 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,275,000 (Oct 2014) |
| Tax Bill | $28,684 (2022) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071053F E 00800 |
| Primary APN | 071053F E 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 10.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 4,416 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,164 sqft (0.876 acres) |
| Lot Dimensions | 203 ft deep x 188 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 30 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 410 E SPRING ST |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38501-3792 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | DISTRICT: 01, COUNTY AREA: S01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 500 |
Source: Putnam County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1156, COOKEVILLE, TN 38503-1156 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2014 · Amount on Record |
| Deed Sale | Oct 7, 2014 · Amount on Record |
| Prior Sale | Nov 12, 1990 · Amount on Record |
| Deed Book / Page | 840 / 178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 410 E SPRING ST, COOKEVILLE, TN 38501-3792 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001307129 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 1307/129 |
| Instrument | 257631 |
| Name | TENNESSEE RURAL DEVELOPMENT FUND LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | COOKEVILLE, TN 38501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 21, 2026 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Cookeville City |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871,320 (-) Land $177,600 Building $693,720 | ||
| 2024 | $871,320 (-) Land $177,600 Building $693,720 | ||
| 2023 | $871,320 Land $177,600 Building $693,720 | ||
| 2022 | $28,684.00 | ||
| 2021 | $2,178,300 Land $444,000 Building $1,734,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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