490 E Indian School Ln, Banning, CA 92220 Property Records

Riverside County property record for 490 E Indian School Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,060 sqft · built 1984
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2017)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`534-151-027`

Property Details

APN / Parcel Number

Primary APN	`534-151-027`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	490 E INDIAN SCHOOL LN
City	BANNING
State	CA
Zip	92220-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.50 ACRES M/L IN POR BLK 129 MB 003/149 SD BANNING COLONY LANDS
Legal Subdivision	BANNING COLONY LANDS
Legal Block	129
Legal Lot Number	129
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2001
Census Tract	44200

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 E INDIAN SCHOOL LN, BANNING, CA 92220-2142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2018	Quit Claim Deed, Transfer · Conventional with PMI ARROWHEAD CAP
Jun 30, 2017	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Mar 3, 2017	Grant Deed, Construction Loan · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	2017269576
Prior Transfer Date	Oct 4, 1993
Prior Transfer Doc	0000408911
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	490 E INDIAN SCHOOL LN, BANNING, CA 92220-2142
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E INDIAN SCHOOL LN, BANNING, CA 92220-2142

Mortgage

Document Number	0000410650
Date	Sep 1, 2020
Instrument	2020-0410650

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 10, 2018
Property Address	490 E INDIAN SCHOOL LN, BANNING, CA 92220-2142
Document Number	0000480021
Instrument Date	Nov 26, 2018
Instrument	480021
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E INDIAN SCHOOL LN BANNING CA 922202142, BANNING, CA 92220-2142

Mortgage

Document Number	480022
Date	Dec 10, 2018
Instrument	480022

Lender

Name	ARROWHEAD CAP
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 30, 2017
Property Address	490 E INDIAN SCHOOL LN, BANNING, CA 92220-2142
Document Number	0000269576
Map Reference	MB 5 PG 186
Instrument Date	Jun 23, 2017
Instrument	2017-0269576
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	LINEAR TITLE COMPANY OF CALI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	490 E INDIAN SCHOOL LN, BANNING, CA 92220-2142

Mortgage

Document Number	0000269577
Date	Jun 30, 2017
Instrument	2017-0269577

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

March 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 3, 2017
Property Address	490 E INDIAN SCHOOL LN, BANNING, CA 92220-2142
Document Number	0000090764
Instrument Date	Feb 22, 2017
Instrument	90764
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1009 N PACIFIC AVE #4863 GLENDALE CA 912227001, 4863, GLENDALE, CA 91222-7001

Mortgage

Document Number	90765
Date	Mar 3, 2017
Instrument	90765

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	5230 LAS VIRGENES RD # 105, CALABASAS, CA 91302-3447

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,510 (+2%) Land $23,673 Building $230,837
2025	$3,492.00 (+2.14%)	$249,520 (+4.04%) Land $23,209 Building $226,311
2023	$3,419.00 (+2.12%)	$239,832 (+2%) Land $22,308 Building $217,524
2022	$3,348.00	$235,130 Land $21,871 Building $213,259
2021			$269,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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