415 E Indian School Ln, Banning, CA 92220 Property Records

Riverside County property record for 415 E Indian School Ln, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2026)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`534-092-010`

Property Details

APN / Parcel Number

Primary APN	`534-092-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,044 sqft
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	415 E INDIAN SCHOOL LN
City	BANNING
State	CA
Zip	92220-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 28 MB 027/099 KAY MANOR
Legal Subdivision	KAY MANOR
Legal Lot Number	28
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	3
Census Block	3027
Census Tract	44200

Owner

Source: Riverside County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E INDIAN SCHOOL LN, BANNING, CA 92220-2141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2026	Grant Deed, Transfer N TITLE COMPANY, OSN TITLE COMPANY
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Jun 22, 2026 · Amount on Record
Deed Document Number	2026294664
Prior Transfer Date	Oct 29, 2009
Prior Transfer Doc	0000034728
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 21, 2026
Property Address	415 E INDIAN SCHOOL LN, BANNING, CA 92220-2141
Document Number	0000294664
Instrument Date	Sep 21, 2026
Instrument	2026294664
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	N TITLE COMPANY, OSN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E INDIAN SCHOOL LN, BANNING, CA 92220-2141

Mortgage

Document Number	0000294665,
Date	Sep 21, 2026
Instrument	2026294665

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 22, 2026
Property Address	415 E INDIAN SCHOOL LN, BANNING, CA 92220-2141
Document Number	0000188696
Instrument Date	Jun 18, 2026
Instrument	2026188696
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	N TITLE COMPANY, OSN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$41,218.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	415 E INDIAN SCHOOL LN, BANNING, CA 92220-2141
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E INDIAN SCHOOL LN, BANNING, CA 92220-2141

Mortgage

Document Number	0000002559
Date	Jan 5, 2021
Instrument	2021-0002559

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	232 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,042 (+2%) Land $19,739 Building $80,303
2025	$1,414.00 (+2.32%)	$98,081 (+4.04%) Land $19,352 Building $78,729
2023	$1,382.00 (+1.99%)	$94,274 Land $18,601 Building $75,673
2022	$1,355.00
2021			$156,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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