Cache County property record for 490 E Center St, Providence, UT 84332
| Property Type | Single Family Home |
|---|---|
| Details | 1,279 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $357,790 (Oct 2021) |
| Tax Bill | $184 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2020 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-085-0021 |
| Primary APN | 03-085-0021 |
|---|
| Building Area | 1,279 sqft Living Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 490 E CENTER ST |
|---|---|
| City | PROVIDENCE |
| State | UT |
| Zip | 84332-9878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3-A FRUITLAND AC SUBD UNIT 1 ALSO: BEG AT NE COR LT 3-A SD SUBD & TH SE'LY 10 FT ALG N LN OF LT 3 SD SUBD TH S 3523' E 83 |
| Legal Subdivision | FRUITLAND AC SUBD |
| Legal Lot Number | 3-10 |
| Legal Unit | 1 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | LOGAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1101 |
Source: Cache County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK |
| Oct 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK |
| Oct 8, 2021 | Intrafamily Transfer, Transfer VANTAGE POINT TITLE INC |
| May 20, 2020 | Intrafamily Transfer, Transfer |
| Mar 23, 2020 | Warranty Deed, Transfer · Commercial Mortgage CACHE VALLEY BANK |
| Jan 10, 2019 | Intrafamily Transfer, Transfer AMERICA FIRST FCU |
| Dec 27, 2018 | Correction Deed |
| Dec 26, 2018 | Correction Deed |
| Feb 6, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on Record |
| Deed Sale | Oct 8, 2021 · Amount on Record |
| Prior Sale | Mar 23, 2020 · Amount on Record |
| Deed Document Number | 20211301257 |
| Deed Book / Page | 2291 / 1297 |
| Prior Transfer Date | Jul 26, 2021 |
| Prior Transfer Doc | 02291/1297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 002368/419 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 2368/419 |
| Instrument | 1332034 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | AMERICAN SECURE TITLE LOGAN |
| Name | Verified Name |
|---|
| Document Number | 02143/1631 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 2143/1631 |
| Instrument | 1246063 |
| Name | CACHE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | LOGAN, UT 84321 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Oct 8, 2021 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 02291/1297 |
| Book / Page | 2291 / 1297 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 1301257 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 0001301258 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 1301258 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Oct 8, 2021 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 02291/1315 |
| Book / Page | 2291 / 1315 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 1301259 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | May 20, 2020 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 02146/1048 |
| Book / Page | 2146 / 1048 |
| Instrument Date | May 20, 2020 |
| Instrument | 1246973 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Mar 23, 2020 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 002131/271 |
| Book / Page | 2131 / 271 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 1241773 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | AMERICAN SECURE TITLE LOGAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 0001241774 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 1241774 |
| Name | CACHE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Jan 10, 2019 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 02055/0266 |
| Book / Page | 2055 / 0266 |
| Instrument Date | Jan 5, 2019 |
| Instrument | 1211392 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 0001211393 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 1211393 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 30, 2029 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Dec 27, 2018 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 02053/1192 |
| Book / Page | 2053 / 1192 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 1210621 |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Dec 26, 2018 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 02053/0740 |
| Book / Page | 2053 / 0740 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 1210536 |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Feb 6, 2017 |
| Property Address | 490 E CENTER ST, PROVIDENCE, UT 84332-9878 |
| Document Number | 01938/0329 |
| Book / Page | 1938 / 0329 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 1165683 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Providence City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184.00 (-91.13%) | $258,755 (+1.51%) | $470,468 (+1.51%) Land $150,000 Building $320,468 |
| 2023 | $2,074.00 | $254,905 | $463,462 Land $106,200 Building $357,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 40% of Utah |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strata Networks Fiber | 2,000 / 2,000 |
| Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| SenaWave Fiber | 1,000 / 1,000 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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