395 E Center St, Providence, UT 84332 Property Records

Cache County property record for 395 E Center St, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,296 sqft · built 1970
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-107-0013`

Property Details

APN / Parcel Number

Primary APN	`02-107-0013`

Interior

Building Area	2,296 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Street Address	395 E CENTER ST
City	PROVIDENCE
State	UT
Zip	84332-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG N 8958' W 1071.62 FT FROM SE COR NW/4 SEC 11 T 11N R 1E & ON W LN OF 400 E ST & TH N 8958' W 115 FT TH N 8958'10 W 15 FT
Legal Range	01E
Legal Township	11N
Legal Section	11
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2004
Census Tract	1101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Providence Historic District listed 2007 · 208 contributing resources · NRIS 07001169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cache County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 298, PROVIDENCE, UT 84332-0298
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 30, 2022	Intrafamily Transfer, Transfer ADVANTAGE TITLE
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit LEWISTON STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 17, 2022
Transfer Doc	0001315292
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Mar 30, 2022
Property Address	395 E CENTER ST, PROVIDENCE, UT 84332-9631
Document Number	002329/426
Book / Page	2329 / 426
Instrument Date	Mar 25, 2022
Instrument	1315949
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ADVANCED TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	395 E CENTER ST, PROVIDENCE, UT 84332-9631

Mortgage

Document Number	0001315950
Date	Mar 30, 2022
Instrument	1315950

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Mar 30, 2022
Property Address	395 E CENTER ST, PROVIDENCE, UT 84332-9631
Document Number	002329/443
Book / Page	2329 / 443
Instrument Date	Mar 25, 2022
Instrument	1315951
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ADVANTAGE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	395 E CENTER ST, PROVIDENCE, UT 84332-9631

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	395 E CENTER ST, PROVIDENCE, UT 84332-9631
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2244/370
Date	Apr 14, 2021
Book Page	2244/370
Instrument	1283096

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	395 E CENTER ST, PROVIDENCE, UT 84332-9631
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2078/1012
Date	Jun 21, 2019
Book Page	2078/1012
Instrument	1221307

Lender

Name	LEWISTON STATE BANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,997.00 (-13.38%)	$420,190 (-1.2%)	$763,978 (-1.2%) Land $185,100 Building $578,878
2023	$3,460.00	$425,290	$773,256 Land $172,500 Building $600,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 40% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Beehive Broadband.

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