490 Derek Dr, Sumter, SC 29154 Property Records

Sumter County property record for 490 Derek Dr, Sumter, SC 29154 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,841 sqft Living Area
Lot Size	30,928 sqft (0.71 acres)
Occupancy	Owner Occupied
Last Sale	$173,000 (2009)
Tax Bill	$1,375.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`183-07-01-014`
Alternative APN	`16841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,841 sqft Living Area
1st Floor Area	1,841 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,928 sqft (0.71 acres)
Parking Spaces	2 Parking Spaces

Exterior Amenities

Fence	Fence
Shed	1 Shed
Porch	Covered Porch
Utility Building	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16841
Old Parcel Number	183 07 01 014
Street Address	490 DEREK DR
City	SUMTER
State	SC
Zip	29154-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 0.71 AC
Legal Subdivision	DOVE MDW
Legal Lot Number	15
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2035
Census Tract	1701

Owner

Source: Sumter County records · APN 183-07-01-014

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	490 DEREK DR, SUMTER, SC 29154-8674
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2009 · Amount on Record
Deed Sale	Oct 05, 2009 · Amount on Record
Deed Document Number	0001130792
Deed Book / Page	1130 / 792
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	490 DEREK DR, SUMTER, SC 29154-8674
Transaction Type	Mortgage
Record Updated	Mar 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012693286
Date	Jun 10, 2020
Book Page	1269/3286

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2040

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (+4.01%)	$8,000 (-0.12%) Land $840 Building $7,160	$200,135 (-) Land $21,000 Building $179,135
2023		$8,010 (+2.43%) Land $840 Building $7,170	$200,135 (+2.35%) Land $21,000 Building $179,135
2022	$1,322.00	$7,820 Land $840 Building $6,980	$195,547 Land $21,000 Building $174,547

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	About 1 in 820 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.