475 Derek Dr, Sumter, SC 29154 Property Records

Sumter County property record for 475 Derek Dr, Sumter, SC 29154 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage1,920 sqft Living Area
Lot Size25,700 sqft (0.589 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2022)
Tax Bill$77.00 (2025)

Property Details

APN / Parcel Number

Primary APN183-07-02-013
Alternative APN
  • 16863

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,920 sqft Living Area
1st Floor1,920 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area25,700 sqft (0.589 acres)
Parking Spaces2 Parking Spaces

Exterior Amenities

FenceFence
Patio Area360 sqft Patio
PorchCovered Porch
Outdoor Kitchen Or Brick BBQOutdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number16863
Old Parcel Number183 07 02 013
Street Address475 DEREK DR
CitySUMTER
StateSC
Zip29154-8675
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 13 PB97-1027 0.59AC PB94-263 PB93-1289
Legal SubdivisionDOVE MDW
Legal Lot Number13
JurisdictionSUMTER SC
Minor Civil DivisionSUMTER
Census Blockgroup2
Census Block2033
Census Tract1701

Owner

Source: Sumter County records · APN 183-07-02-013

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address475 DEREK DR, SUMTER, SC 29154-8675
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Jan 18, 2022Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
May 07, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LN SERVICING
Feb 22, 2018Deed, Transfer · Veterans Administration Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleFeb 22, 2018 · Amount on Record
Deed Doc Number0012964367
Deed Book / Page1296 / 4367
Record RefreshedJun 08, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address475 DEREK DR, SUMTER, SC 29154-8675
Transaction TypeMortgage
Record UpdatedDec 19, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013395920
DateMay 16, 2025
Book Page1339/5920
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJun 01, 2035

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateJan 18, 2022
Property Address475 DEREK DR, SUMTER, SC 29154-8675
Document Number0012964367
Book / Page1296 / 4367
Map ReferenceMB PB97 PG 1027
Instrument DateDec 13, 2021
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$851.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 DEREK DR, SUMTER, SC 29154-8675

Mortgage

Document Number0012964371
DateJan 18, 2022
Instrument1296/4371
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address475 DEREK DR, SUMTER, SC 29154-8675
Document Number0012685117
Instrument DateMay 07, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 DEREK DR SUMTER SC 291548675, SUMTER, SC 29154-8675

Mortgage

Document Number0012685117
DateMay 27, 2020
Book Page001268/005117
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateFeb 22, 2018
Property Address475 DEREK DR, SUMTER, SC 29154-8675
Document Number0012413744
Book / Page1241 / 3744
Instrument DateFeb 21, 2018
Transaction TypeTransfer
Record UpdatedMay 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$640.10
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 DEREK DR, SUMTER, SC 29154-8675

Mortgage

Document Number0012413748
DateFeb 22, 2018
Instrument1241/3748
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$77.00 (+8.45%) Homeowner's exemption$7,807 (+5.79%) Land $840 Building $6,967$195,182 (+5.76%) Land $21,000 Building $174,182
2023$7,380 (-5.02%) Land $840 Building $6,540$184,547 (-4.94%) Land $21,000 Building $163,547
2022$71.00$7,770 Land $840 Building $6,930$194,144 Land $21,000 Building $173,144

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 64% of South Carolina
Wildfire LikelihoodAbout 1 in 820 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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