Clay County property record for 490 Cromwell St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 996 sqft · built 1954 |
| Lot Size | 0.265 acres (11,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $398 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C214F 0060000 |
| Primary APN | 083C214F 0060000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 996 sqft Finished Area |
| 1st Floor Area | 948 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,560 sqft |
| Street Address | 490 CROMWELL ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 70 FT OF N 140 FT LOT 3 BLK 29 W 3 DB 298/361 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Subdivision | WARD 3 |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1294 OLD VINTON RD, WEST POINT, MS 39773-4257 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 11, 2025 | Deed of Trust, Mortgage BANK OF KILMICHAEL |
| Jun 7, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2025 |
| Deed Sale | Jun 18, 2025 |
| Prior Sale | Jun 7, 2018 |
| Deed Document Number | 20254303 |
| Deed Book / Page | 323 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 490 CROMWELL ST, WEST POINT, MS 39773-3054 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1294 OLD VINTON RD, WEST POINT, MS 39773-4257 |
| Document Number | 0LM574/224 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | LM 574/224 |
| Instrument | 2025005096 |
| Name | BANK OF KILMICHAEL |
|---|---|
| Type | Bank |
| Address | STARKVILLE, MS 39759 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Jul 22, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 7, 2018 |
| Property Address | 490 CROMWELL ST, WEST POINT, MS 39773-3054 |
| Document Number | 298/361 |
| Book / Page | 298 / 361 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 2018003218 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 COMMERCE ST, 142, WEST POINT, MS 39773-3061 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 217, WEST POINT, MS 39773-0217 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $398.00 (-54.98%) | $7,096 (-) Land $1,575 Building $5,521 | $47,306 (-) Land $10,500 Building $36,806 |
| 2024 | $7,096 (+20.03%) Land $1,575 Building $5,521 | $47,306 (+20.03%) Land $10,500 Building $36,806 | |
| 2023 | $884.00 (+0.8%) | $5,912 Land $1,575 Building $4,337 | $39,411 Land $10,500 Building $28,911 |
| 2022 | $877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2011) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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