Clay County property record for 461 Cromwell St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,605 sqft · built 1923 |
| Lot Size | 0.221 acres (9,635 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,128 (Jun 2022) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C314B 0100000 |
| Primary APN | 083C314B 0100000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,605 sqft Finished Area |
| 1st Floor Area | 2,543 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,635 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Utility Building | 144 sqft |
| Street Address | 461 CROMWELL ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 28 W 3 DB 312/202 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Block | 28 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 461 CROMWELL ST, WEST POINT, MS 39773-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA |
| Jun 14, 2022 | Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 20223191 |
| Deed Book / Page | 312 / 202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 461 CROMWELL ST, WEST POINT, MS 39773-3054 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000545/24 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 545/24 |
| Instrument | 2022003192 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 14, 2022 |
| Property Address | 461 CROMWELL ST, WEST POINT, MS 39773-3054 |
| Document Number | 000312/202 |
| Book / Page | 312 / 202 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022003191 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 E BROAD ST, WEST POINT, MS 39773-3181 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 461 CROMWELL ST, WEST POINT, MS 39773-3054 |
| Document Number | 2022003192 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022003192 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 (-63.2%) | $16,500 (-) Land $1,667 Building $14,833 | $110,003 (-) Land $11,115 Building $98,888 |
| 2024 | $16,500 (-1.65%) Land $1,667 Building $14,833 | $110,003 (-1.65%) Land $11,115 Building $98,888 | |
| 2023 | $2,511.00 (+0.84%) | $16,777 Land $1,667 Building $15,110 | $111,846 Land $11,115 Building $100,731 |
| 2022 | $2,490.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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