Brevard County property record for 490 Cougar St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 1,918 sqft · built 2020 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,385 (Jul 2020) |
| Tax Bill | $3,506 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-36-31-28-A-2 |
| Primary APN | 23-36-31-28-A-2 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,918 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Account Number | 3020579 |
|---|---|
| Street Address | 490 COUGAR ST |
| City | COCOA |
| State | FL |
| Zip | 32927-4786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PANTHER RIDGE PHASE TWO LOT 2 BLK A |
| Legal Range | 36E |
| Legal Township | 23S |
| Legal Section | 31 |
| Legal Subdivision | PANTHER RIDGE PHASE TWO |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 62114 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 COUGAR ST, COCOA, FL 32927-4786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jul 27, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on Record |
| Deed Sale | Jul 27, 2020 · Amount on Record |
| Deed Document Number | 2020158885 |
| Deed Book / Page | 8805 / 1959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 490 COUGAR ST, COCOA, FL 32927-4786 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 490 COUGAR ST, COCOA, FL 32927-4786 |
| Document Number | 0095890746 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 9589/746 |
| Instrument | 2022203258 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 490 COUGAR ST, COCOA, FL 32927-4786 |
| Document Number | 0088051959 |
| Book / Page | 8805 / 1959 |
| Map Reference | MB 67 PG 44&45 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020158885 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,801.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 490 COUGAR ST, COCOA, FL 32927-4786 |
| Document Number | 88051960 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 8805/1960 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,350 (+2.7%) | $297,040 (-) | |
| 2025 | $3,506.00 (+9.26%) Homeowner's exemption | $248,640 (+5.98%) | $297,040 (-10.64%) Land $35,000 Building $262,040 |
| 2023 | $3,209.00 (+6.61%) Homeowner's exemption | $234,610 (+3%) | $332,410 (+20.87%) Land $50,000 Building $282,410 |
| 2022 | $3,010.00 Homeowner's exemption | $227,780 | $275,010 Land $35,000 Building $240,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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