470 Cougar St, Cocoa, FL 32927 Property Records

Brevard County property record for 470 Cougar St, Cocoa, FL 32927

Property Summary

Property TypeSingle Family Home
Details1,918 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$253,000 (Mar 2020)
Tax Bill$3,454 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-36-31-28-A-4

Property Details

APN / Parcel Number

Primary APN23-36-31-28-A-4
Alternative APNs
  • 23-36-31-28-0000A.0-0004.00
  • 3020581

Interior

Stories1 Story
Building Area1,918 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,918 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFlorida Room

Location & Zoning

Account Number3020581
Street Address470 COUGAR ST
CityCOCOA
StateFL
Zip32927-4786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPANTHER RIDGE PHASE TWO LOT 4 BLK A
Legal Range36E
Legal Township23S
Legal Section31
Legal SubdivisionPANTHER RIDGE PHASE TWO
Legal Phase2
Legal BlockA
Legal Lot Number4
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1024
Census Tract62114

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address470 COUGAR ST, COCOA, FL 32927-4786
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Deed of Trust, Mortgage · VA Mortgage
GENEVA FINANCIAL LLC
Dec 28, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Mar 2, 2020Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2020 · Amount on Record
Deed SaleMar 2, 2020 · Amount on Record
Deed Document Number202049909
Deed Book / Page8679 / 555
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address470 COUGAR ST, COCOA, FL 32927-4786
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 COUGAR ST, COCOA, FL 32927-4786

Mortgage

Document Number0099650082
DateJan 5, 2024
Book Page9965/82
Instrument2024002543
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address470 COUGAR ST, COCOA, FL 32927-4786
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089630720
DateDec 28, 2020
Book Page8963/720
Instrument2020289451
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionBREVARD FL
Recording DateMar 2, 2020
Property Address470 COUGAR ST, COCOA, FL 32927-4786
Document Number0086790555
Book / Page8679 / 555
Map ReferenceMB 67 PG 44&45
Instrument DateFeb 28, 2020
Instrument2020049909
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 25, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,771.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 COUGAR STREET, COCOA, FL 32927-4786

Mortgage

Document Number86790556
DateMar 2, 2020
Instrument8679/0556
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,280 (+2.7%)$298,860 (-0.01%)
2025$3,454.00 (+9.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$249,550 (+6.37%)$298,900 (-10.08%) Land $35,000 Building $263,900
2023$3,145.00 (+6.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$234,610 (+3%)$332,410 (+20.87%) Land $50,000 Building $282,410
2022$2,948.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$227,780$275,010 Land $35,000 Building $240,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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