Ocean County and Jackson Township property record for 490 Cook Rd, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,500 (Sep 2020) |
| Tax Bill | $9,312 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01801-0000-00027 |
| Primary APN | 12-01801-0000-00027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,076 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | 120013600000000401 |
|---|---|
| Street Address | 490 COOK RD |
| City | JACKSON |
| State | NJ |
| Zip | 08527-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.00 AC |
| Legal Block | 1801 |
| Legal Lot Number | 27 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 717101 |
Source: Ocean County and Jackson Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 COOK RD, JACKSON, NJ 08527-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FM HOME LOANS LLC |
| Sep 14, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on Record |
| Deed Sale | Sep 14, 2020 · Amount on Record |
| Prior Sale | Dec 13, 2013 · Amount on Record |
| Deed Document Number | 2020101310 |
| Deed Book / Page | 18051 / 1092 |
| Prior Transfer Date | Mar 8, 2016 |
| Prior Transfer Doc | 0163721207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 490 COOK RD, JACKSON, NJ 08527-4406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0180511100 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 18051/1100 |
| Instrument | 2020101311 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 14, 2020 |
| Property Address | 490 COOK RD, JACKSON, NJ 08527-4406 |
| Document Number | 0180511092 |
| Book / Page | 018051 / 001092 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 101310 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $368.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 FINDLAY DR ARLINGTON TX 760122711, ARLINGTON, TX 76012-2711 |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,000 (-) Land $233,100 Building $410,900 | $644,000 (-) Land $233,100 Building $410,900 | |
| 2025 | $9,312.00 (+19.55%) | $644,000 (+119.42%) Land $233,100 Building $410,900 | $644,000 (+119.42%) Land $233,100 Building $410,900 |
| 2024 | $7,789.00 (+5.7%) | ||
| 2023 | $293,500 Land $110,900 Building $182,600 | $293,500 Land $110,900 Building $182,600 | |
| 2022 | $7,369.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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