474 Cook Rd, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 474 Cook Rd, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,014 sqft · built 1975
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jun 2006)
Tax Bill$7,022 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-01801-0000-00030

Property Details

APN / Parcel Number

Primary APN12-01801-0000-00030
Alternative APNs
  • 12001360000000040005
  • 120013600000000404

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,014 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleBi-Level
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area43,996 sqft
Garage TypeAttached
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number120013600000000404
Street Address474 COOK RD
CityJACKSON
StateNJ
Zip08527-4406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.01 AC
Legal SubdivisionHARMONY ACRES
Legal Block1801
Legal Lot Number30
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3015
Census Tract717101

Owner

Source: Ocean County and Jackson Township records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address474 COOK RD, JACKSON, NJ 08527-4406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2006 · Amount on Record
Deed SaleJun 12, 2006 · Amount on Record
Prior SaleJul 18, 1995 · Amount on Record
Deed Document Number200698595
Deed Book / Page13207 / 1981
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Recording DateJul 24, 2026
Property Address474 COOK RD, JACKSON, NJ 08527-4406
Document Number0000059647
Book / Page20447 / 1451
Instrument DateJul 14, 2026
Instrument202659647
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 COOK RD, JACKSON, NJ 08527-4406

Mortgage

Document Number0000059647,
DateJul 24, 2026
Book Page20447/1451
Instrument202659647
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 22, 2041
Interest
Rate TypeFixed Rate
Rate5.81%
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address474 COOK RD, JACKSON, NJ 08527-4406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180900874
DateOct 7, 2020
Book Page18090/874
Instrument2020113814
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,600 (-) Land $243,500 Building $242,100$485,600 (-) Land $243,500 Building $242,100
2025$7,022.00 (+8.75%)$485,600 (+99.59%) Land $243,500 Building $242,100$485,600 (+99.59%) Land $243,500 Building $242,100
2024$6,457.00 (+5.7%)
2023$243,300 Land $108,000 Building $135,300$243,300 Land $108,000 Building $135,300
2022$6,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON TWP MUA
serves 37,224 people · EPA ID NJ1511001
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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