Middlesex County and Framingham City property record for 490 Cochituate Rd, Framingham, MA 01701
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 2,293 sqft · built 2021 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $13,467,391 (Aug 2000) |
| Tax Bill | $48,220 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 83-46-4443 |
| Primary APN | 83-46-4443 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Stories | 1 Story |
| Building Area | 2,293 sqft Total Area |
| Gross Area | 2,617 sqft |
| 1st Floor Area | 2,293 sqft |
| Basement Area | 3,404 sqft |
| Unfinished Basement | 3,404 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 21,344 sqft (0.49 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8927 |
|---|---|
| Street Address | 490 COCHITUATE RD |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4628 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | M1 |
| Legal Block | 46 |
| Legal Lot Number | 4443 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 383600 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 14115, READING, PA 19612-4115 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK |
| Jun 26, 2020 | Deed of Trust, Mortgage 99 PENSION INVESTORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2000 · Amount on Record |
| Deed Sale | Aug 4, 2000 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 490 COCHITUATE RD, FRAMINGHAM, MA 01701-4628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75025-1 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 75025/1 |
| Instrument | 105184 |
| Name | HARBORONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 490 COCHITUATE RD, FRAMINGHAM, MA 01701-4628 |
| Document Number | 75025-48 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 490 COCHITUATE RD FRAMINGHAM MA 017014628, FRAMINGHAM, MA 01701-4628 |
| Document Number | 75025-48 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 075025/000048 |
| Instrument | 105187 |
| Name | 99 PENSION INVESTORS |
|---|
| Amount | Amount Recorded |
|---|
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $48,220.00 (+1.7%) | $2,011,700 (+3.01%) Land $574,000 Building $1,164,100 |
| 2025 | $47,416.00 (-0.64%) | $1,952,900 (+3.98%) Land $546,600 Building $1,406,300 |
| 2024 | $47,723.00 (-11.86%) | $1,878,100 (-5.4%) Land $498,100 Building $1,380,000 |
| 2023 | $54,142.00 | $1,985,400 Land $720,800 Building $1,264,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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