490 Cobblestone Dr, Savannah, TN 38372 Property Records

Hardin County property record for 490 Cobblestone Dr, Savannah, TN 38372

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,691 sqft · built 1960
Lot Size0.743 acres (32,400 sqft)
Owner2 Company Names on Record
Last Sale$249,900 (Jul 2024)
Tax Bill$935 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN036065N A 00402

Property Details

APN / Parcel Number

Primary APN036065N A 00402
Alternative APN
  • 065N A 00402

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,691 sqft Living Area
1st Floor Area1,691 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,400 sqft (0.743 acres)
Lot Dimensions180 ft deep x 180 ft wide
Garage TypeCarport
Garage Area300 sqft
CarportCarport
Carport Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area316 sqft
Deck Area656 sqft
Patio Area656 sqft
Shed1 Shed
Shed Area1 sqft
Utility Building700 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address490 COBBLESTONE DR
CitySAVANNAH
StateTN
Zip38372-5004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionYEISER CROMWELL
Legal BlockC
JurisdictionHARDIN TN
Township / Civil Division8
Census Block Group1
Census Block1008
Census Tract920300

Owner

Source: Hardin County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address490 COBBLESTONE DR, SAVANNAH, TN 38372-5004
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 27, 2023Warranty Deed, Transfer · USDA Mortgage
FORTUNE FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleApr 27, 2023 · Amount on Record
Deed Document Number2024175035
Deed Book / Page838 / 1313
Last Transfer DateJan 23, 2026
Transfer Doc0000184187
Record UpdatedJun 8, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN TN
Recording DateJul 19, 2024
Property Address490 COBBLESTONE DR, SAVANNAH, TN 38372-5004
Document Number0008381313
Book / Page838 / 1313
Instrument DateJul 15, 2024
Instrument175035
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$924.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 COBBLESTONE DR, SAVANNAH, TN 38372-5004

Mortgage

Document Number0000175039
DateJul 19, 2024
Instrument175039
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN TN
Recording DateApr 27, 2023
Property Address490 COBBLESTONE DR, SAVANNAH, TN 38372-5004
Document Number0000082473
Book / Page824 / 73
Map ReferenceMB 42 PG 491
Instrument DateApr 26, 2023
Instrument167918
Transaction TypeTransfer
Record UpdatedMay 11, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$850.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 COBBLESTONE DR, SAVANNAH, TN 38372-5004

Mortgage

Document Number0000167919
DateApr 27, 2023
Instrument167919
Lender
NameFORTUNE FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$935.00$53,450 (-) Land $2,500 Building $50,950
2023$935.00 (+34.34%)$53,450 (+58.14%) Land $2,500 Building $50,950$213,800 (+58.14%) Land $10,000 Building $203,800
2022$696.00$33,800 Land $2,500 Building $31,300$135,200 Land $10,000 Building $125,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH UTILITY DEPARTMENT
serves 19,495 people · EPA ID TN0000611
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cobblestone Dr

Nearby Streets

Search Property Records by Address or Parcel Number