391 Cobblestone Dr, Savannah, TN 38372 Property Records

Hardin County property record for 391 Cobblestone Dr, Savannah, TN 38372

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,021 sqft · built 1981
Lot Size	0.809 acres (35,250 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2022)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036065N B 01801`

Property Details

APN / Parcel Number

Primary APN	`036065N B 01801`
Alternative APN	`065N B 01801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,021 sqft Living Area
1st Floor Area	1,224 sqft
Upper Floors Area	768 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,250 sqft (0.809 acres)
Lot Dimensions	250 ft deep x 141 ft wide
Garage Type	Finished
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	391 COBBLESTONE DR
City	SAVANNAH
State	TN
Zip	38372-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: S30
Jurisdiction	HARDIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1023
Census Tract	920300

Owner

391 Cobblestone Dr is owned and occupied by an individual who bought it in June 2022.

Source: Hardin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	391 COBBLESTONE DR, SAVANNAH, TN 38372-5005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Aug 20, 2018
Deed Document Number	162700
Deed Book / Page	803 / 5
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Jun 24, 2022
Property Address	391 COBBLESTONE DR, SAVANNAH, TN 38372-5005
Document Number	0000008035
Book / Page	803 / 5
Map Reference	MB 42 PG 491
Instrument Date	Jun 23, 2022
Instrument	162700
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 COBBLESTONE DR, SAVANNAH, TN 38372-5005

Mortgage

Document Number	0000162701
Date	Jun 24, 2022
Instrument	162701

Lender

Name	THE HARDIN COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 391 Cobblestone Dr was $1,054.

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00	$60,200 Land $3,500 Building $56,700
2023	$1,054.00 (+95.91%)	$60,200 (+130.43%) Land $3,500 Building $56,700	$240,800 (+130.43%) Land $14,000 Building $226,800
2022	$538.00	$26,125 Land $2,800 Building $23,325	$104,500 Land $11,200 Building $93,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 391 Cobblestone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Cobblestone Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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