490 Clay Rd, Searcy, AR 72143 Property Records

White County property record for 490 Clay Rd, Searcy, AR 72143

Property Summary

Property Type	Rural Home
Details	2 ba · 1,768 sqft · built 1998
Lot Size	72.5 acres (3,158,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 2021)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-09122-001`

Property Details

APN / Parcel Number

Primary APN	`001-09122-001`
Alternative APN	`13840`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1998
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	3,158,100 sqft (72.5 acres)
Garage Type	Detached
Driveway	Driveway
Driveway Area	572 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	669 sqft
Deck Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 CLAY RD
City	SEARCY
State	AR
Zip	72143-8761
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW NW LS N 33' THF LS W 157' S 313' THF & NW SW LS N 417' W 522' THF
Jurisdiction	WHITE AR
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1040
Census Tract	70200

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 CLAY RD, SEARCY, AR 72143-8761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	202116310*
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Sep 24, 2021
Property Address	490 CLAY RD, SEARCY, AR 72143-8761
Document Number	DEED2021/16310
Book / Page	DEED 2021 / 16310
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3050 BECK BLVD, 3050, NAPLES, FL 34114-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CLAY RD, SEARCY, AR 72143-8761

Mortgage

Document Number	MTG202132097
Date	Sep 24, 2021
Instrument	MTG 2021/32097

Lender

Name	AGHERITAGE FARM CREDIT SERVICES ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (+23.64%) Homeowner's exemption	$54,170 (-) Land $5,460 Building $48,710
2023	$1,743.00 Homeowner's exemption	$54,170 Land $5,460 Building $48,710	$270,850 Land $27,300 Building $243,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUR MILE HILL PUBLIC FACILITIES BOARD serves 4,877 people · EPA ID AR0000586
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Horton's TV & Electronics Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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