487 Clay Rd, Searcy, AR 72143 Property Records

White County property record for 487 Clay Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Jul 2000)
Tax Bill	$940 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-09142-001-A`

Property Details

APN / Parcel Number

Primary APN	`001-09142-001-A`
Alternative APN	`13868`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Wood

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	524 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	487 CLAY RD
City	SEARCY
State	AR
Zip	72143-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 229.29 N 397.54 E 380 NE NE SE
Legal Range	07
Legal Township	09
Legal Section	29
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1046
Census Tract	70200

Owner

Source: White County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	487 CLAY RD, SEARCY, AR 72143-8761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2000 · Amount on File
Deed Sale	Jul 14, 2000 · Amount on File
Prior Sale	Nov 1, 1995
Deed Document Number	200006643
Last Transfer Date	Sep 19, 2017
Transfer Doc	DEED2017/13810
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	487 CLAY RD, SEARCY, AR 72143-8761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2017/20730
Date	Oct 25, 2017
Book Page	MTG 2017/20730

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	487 CLAY RD, SEARCY, AR 72143-8761
Transaction Type	Mortgage
Record Updated	Aug 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2020/18879
Date	Jul 24, 2020
Book Page	MTG 2020/18879

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE AR
Recording Date	Oct 3, 2017
Property Address	487 CLAY RD, SEARCY, AR 72143-8761
Document Number	DEED2017/13810
Book / Page	DEED 2017 / 13810
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CLAY RD, SEARCY, AR 72143-8761

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (+82.52%) Homeowner's exemption	$23,630 (-) Land $3,600 Building $20,030	$118,150 (-) Land $18,000 Building $100,150
2023	$515.00 Homeowner's exemption	$23,630 Land $3,600 Building $20,030	$118,150 Land $18,000 Building $100,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 73% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUR MILE HILL PUBLIC FACILITIES BOARD serves 4,877 people · EPA ID AR0000586
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Horton's TV & Electronics Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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