490 Chimney Cir, Middletown, VA 22645 Property Records

Frederick County property record for 490 Chimney Cir, Middletown, VA 22645 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage2,592 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2011)
Tax Bill$2,751.00 (2026)

Property Details

APN / Parcel Number

Primary APN833-1-13
Alternative APN
  • 8042866

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area2,592 sqft Living Area
Gross Area5,720 sqft Gross Area
1st Floor1,100 sqft 1st Floor
Basement Area1,100 sqft Basement
Unfinished Basement1,100 sqft Unfinished
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2019
Exterior MaterialStone Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage Area399 sqft Garage

Exterior Amenities

Deck Area252 sqft Deck
Porch1 Porch
Porch Area121 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceWell Water Source

Location & Zoning

Account Number8042866
Street Address490 CHIMNEY CIR
CityMIDDLETOWN
StateVA
Zip22645-2176
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHIMNEY HILL ESTATES L13S1 2.00 ACRES
Legal SubdivisionCHIMNEY HILL ESTATES
Legal Lot Number13
JurisdictionFREDERICK VA
Minor Civil DivisionBACK CREEK
Census Blockgroup1
Census Block1001
Census Tract50700

Owner

Source: Frederick County records · APN 833-1-13

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address490 CHIMNEY CIR, MIDDLETOWN, VA 22645-2176
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2024Deed of Trust, Mortgage · Stand Alone Refinance
ROCKET MORTGAGE LLC
Apr 08, 2022Deed of Trust, Mortgage · Stand Alone Refinance
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2011 · Amount on Record
Deed SaleJun 28, 2011 · Amount on Record
Prior SaleMay 02, 2006 · Amount on Record
Deed Book / Page1100 / 5492
Record RefreshedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address490 CHIMNEY CIR, MIDDLETOWN, VA 22645-2176
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003705
DateMay 01, 2024
Instrument240003705
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term360 Months
DueMay 01, 2054
Interest
Rate TypeFixed Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address490 CHIMNEY CIR, MIDDLETOWN, VA 22645-2176
Transaction TypeMortgage
Record UpdatedMay 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004430
DateApr 08, 2022
Instrument220004430
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,751.00 (+10.39%)$519,100 Land $129,000 Building $390,100$519,100 Land $129,000 Building $390,100
2025$2,492.00

Flood & Wildfire

490 Chimney Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (51069C), updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chimney Cir

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