Frederick County property record for 440 Chimney Cir, Middletown, VA 22645 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,242 sqft · built 2017 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,500 (Mar 2017) |
| Tax Bill | $3,258 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 833-1-16 |
| Primary APN | 833-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| Gross Area | 5,834 sqft |
| 1st Floor Area | 2,242 sqft |
| Basement Area | 2,242 sqft |
| Unfinished Basement | 2,242 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 101,495 sqft (2.33 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8042869 |
|---|---|
| Street Address | 440 CHIMNEY CIR |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-2176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHIMNEY HILL ESTATES L16S1 2.33 ACRES |
| Legal Subdivision | CHIMNEY HILL ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50700 |
Source: Frederick County records · APN 833-1-16
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 CHIMNEY CIR, MIDDLETOWN, VA 22645-2176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC |
| Oct 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CM COMMONWEALTH MORTGAGE LLC |
| Mar 08, 2017 | Warranty Deed, Transfer · Line of Credit BANK OF CLARKE COUNTY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2017 · Amount on Record |
| Deed Sale | Mar 08, 2017 · Amount on Record |
| Deed Document Number | 20172389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 440 CHIMNEY CIR, MIDDLETOWN, VA 22645-2176 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005506 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 210005506 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 440 CHIMNEY CIR, MIDDLETOWN, VA 22645-2176 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010330 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 170010330 |
| Name | CM COMMONWEALTH MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 08, 2017 |
| Property Address | 440 CHIMNEY CIR, MIDDLETOWN, VA 22645-2176 |
| Document Number | 0000002389 |
| Instrument Date | Mar 07, 2017 |
| Instrument | 170002389 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000002390 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 170002390 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,258.00 (+10.4%) | $614,760 Land $131,000 Building $483,760 | $614,760 Land $131,000 Building $483,760 |
| 2025 | $2,951.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004, other causes |
| Wildfire Risk | Low above 32% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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