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490 Borders Rd, Commerce, GA 30530 Property Records

Banks County property record for 490 Borders Rd, Commerce, GA 30530 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,768 sqft Heated Area
Lot Size216,929 sqft (4.98 acres)
OccupancyOwner Occupied
Last Sale$206,000 (2017)
Tax Bill$2,641.00 (2025)

Property Details

APN / Parcel Number

Primary APNB78E011
Alternative APN
  • 5938

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Heated Area
1st Floor1,768 sqft 1st Floor
Stories1 Stories
Primary FlooringPlywood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area216,929 sqft (4.98 acres)
PorchEnclosed Porch
BreezewayBreezeway
Porch Area520 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number5938
Street Address490 BORDERS RD
CityCOMMERCE
StateGA
Zip30530-6832
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGMD207 GLENFIELD FRM TR12 PB14-131; PB 22-140
Legal SubdivisionGLENFIELD FARMS - 00104
Legal Tract12
JurisdictionBANKS GA
Minor Civil DivisionSOUTHEAST BANKS
Census Blockgroup2
Census Block2052
Census Tract970400

Owner

Source: Banks County records · APN B78E011

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address490 BORDERS RD, COMMERCE, GA 30530-6832
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO
Apr 26, 2017Limited Warranty Deed, Transfer · Conventional Mortgage
ACOPIA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Apr 26, 2017
  • Deed Sale Price on Apr 26, 2017
Deed Doc Number0000437676
Deed Book / Page437 / 676
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address490 BORDERS RD, COMMERCE, GA 30530-6832
Transaction TypeMortgage
Record UpdatedMar 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 BORDERS RD, COMMERCE, GA 30530-6832

Mortgage

Document Number0000000497/0000000227
DateFeb 03, 2021
Book Page0000000497/0000000227
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

April 2017: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBANKS GA
Recording DateApr 26, 2017
Property Address490 BORDERS RD, COMMERCE, GA 30530-6832
Document Number000437/676
Book / Page437 / 676
Instrument DateApr 26, 2017
Instrument2017-000292
Transaction TypeTransfer
Record UpdatedJan 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 BORDERS RD, COMMERCE, GA 30530-6832

Mortgage

Document Number437/677
DateMay 01, 2017
Book Page437/677
Lender
NameACOPIA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,641.00 (-3.22%) Homeowner's exemption$147,262 (+4.79%) Land $35,380 Building $111,882$368,157 (+4.79%) Land $88,451 Building $279,706
2024$2,729.00 (+29.09%) Homeowner's exemption$140,537 (+13.46%) Land $32,164 Building $108,373$351,343 (+13.46%) Land $80,410 Building $270,933
2023$2,114.00 (-1.67%) Homeowner's exemption$123,864 (+18.73%) Land $29,900 Building $93,964$309,661 (+18.73%) Land $74,750 Building $234,911
2022$2,150.00 Homeowner's exemption$104,325 Land $21,625 Building $82,700$260,812 Land $54,062 Building $206,750

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