453 Borders Rd, Commerce, GA 30530 Property Records

Banks County property record for 453 Borders Rd, Commerce, GA 30530 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2014
Square Footage	1,584 sqft Heated Area
Lot Size	348,480 sqft (8 acres)
Occupancy	Owner Occupied
Last Sale	$525,000 (2025)
Tax Bill	$2,790.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`B78 057`
Alternative APN	`6510`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,584 sqft Heated Area
1st Floor	792 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	348,480 sqft (8 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	591 sqft Garage

Exterior Amenities

Patio Area	72 sqft Patio
Porch Area	824 sqft Porch
Lean-To	108 sqft Lean-To
Storage Building	144 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	6510
Street Address	453 BORDERS RD
City	COMMERCE
State	GA
Zip	30530-6835
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PB 27-99 / 22-203
Legal Subdivision	GLENFIELD FARMS - 00104
Jurisdiction	BANKS GA
Minor Civil Division	SOUTHEAST BANKS
Census Blockgroup	2
Census Block	2051
Census Tract	970400

Owner

Source: Banks County records · APN B78 057

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Stand Alone Second Mortgage CDC FCU
May 18, 2017	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC
Apr 26, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC
Apr 18, 2007	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY BANK
Feb 28, 2006	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK
Jul 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 29, 2025	Limited Warranty Deed, Transfer
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE
Jul 20, 2023	Administrator's Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Apr 30, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage GEORGIA UNITED CREDIT UNION
Jan 30, 2013	Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on Sep 29, 2025 Deed Sale Price on Sep 29, 2025 Prior Sale Amount on Jul 20, 2023
Deed Book / Page	586 / 243
Prior Transfer Date	Sep 26, 2025
Prior Transfer Doc	000586/266
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441/845
Date	Aug 29, 2017
Book Page	441/845

Lender

Name	CDC FCU
Type	Credit Union

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000438/430
Date	May 18, 2017
Book Page	438/430

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000451/51
Date	Apr 26, 2018
Book Page	451/51

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000303/581
Date	Apr 18, 2007
Book Page	303/581

Lender

Name	NATIONAL CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2037

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000276/490
Date	Feb 28, 2006
Book Page	276/490

Lender

Name	WASHINGTON MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2036

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000262/689
Date	Jul 29, 2005
Book Page	262/689

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 01, 2010

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 29, 2025
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Document Number	000586/266
Book / Page	586 / 266
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	453 BORDERS RD, COMMERCE, GA 30530-6835

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 29, 2025
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Document Number	000586/243
Book / Page	586 / 243
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5.25
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 BORDERS RD, COMMERCE, GA 30530-6835

Mortgage

Document Number	0000586245
Date	Sep 29, 2025
Instrument	586/245

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2055

July 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	BANKS GA
Recording Date	Jul 20, 2023
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Document Number	000546/919
Book / Page	546 / 919
Instrument Date	Jul 13, 2023
Instrument	2023000564
Transaction Type	Transfer
Record Updated	Sep 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	453 BORDERS RD, COMMERCE, GA 30530-6835

Mortgage

Document Number	0000000546/0000000921
Date	Jul 20, 2023
Book Page	0000000546/0000000921

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

April 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 30, 2020
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Document Number	000482/164
Book / Page	482 / 164
Instrument Date	Apr 30, 2020
Instrument	2020-000331
Transaction Type	Transfer
Record Updated	Aug 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 BORDERS RD, COMMERCE, GA 30530-6835

Mortgage

Document Number	0000000482/0000000166
Date	May 15, 2020
Book Page	0000000482/0000000166

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

January 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 30, 2013
Property Address	453 BORDERS RD, COMMERCE, GA 30530-6835
Document Number	000384/828
Book / Page	384 / 828
Instrument Date	Jan 30, 2013
Instrument	2013-000062
Transaction Type	Transfer
Record Updated	Aug 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 BORDERS RD, COMMERCE, GA 30530-6835

Mortgage

Document Number	000384/830
Date	Feb 05, 2013
Book Page	384/830

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2043

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 (-2.11%) Homeowner's exemption	$155,740 (+6.2%) Land $47,300 Building $108,440	$389,351 (+6.2%) Land $118,250 Building $271,101
2024	$2,850.00 (+10.59%) Homeowner's exemption	$146,643 (+15.79%) Land $43,000 Building $103,643	$366,608 (+15.79%) Land $107,500 Building $259,108
2023	$2,577.00 (+8.64%)	$126,644 (+12.15%) Land $36,800 Building $89,844	$316,611 (+12.15%) Land $92,000 Building $224,611
2022	$2,372.00	$112,926 Land $33,766 Building $79,160	$282,313 Land $84,414 Building $197,899

453 Borders Rd, Commerce, GA 30530 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2025: Limited Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Administrator's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Limited Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2013: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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