421 Ave C, Key West, FL 33040 Property Records

Monroe County property record for 421 Ave C, Key West, FL 33040 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 1957
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Jul 2024)
Tax Bill	$5,606 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00151960-000000`

Property Details

APN / Parcel Number

Primary APN	`00151960-000000`
Alternative APNs	`22672600151960000000` `1197483`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	90 sqft
Patio Area	90 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1197483
Old Parcel Number	22672600151960000000
Street Address	421 AVENUE C
City	KEY WEST
State	FL
Zip	33040-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 8 LT 3 JOHNSONVILLE PB1-53 BIG COPPITT OR367-1013 OR700-764 OR710-392-393 OR801-1587 OR1520-377 OR2434-144 OR2731-205
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	8
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3028
Census Tract	971700

Owner

Source: Monroe County records · APN 00151960-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 AVENUE C, KEY WEST, FL 33040-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	2469214
Deed Book / Page	3285 / 1932
Record Updated	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 28, 2021
Property Address	421 AVENUE C, KEY WEST, FL 33040-5522
Document Number	0031010811
Book / Page	3101 / 811
Map Reference	MB 1 PG 53
Instrument Date	May 27, 2021
Instrument	2322273
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 MENDHAM AVE, 27, MORRISTOWN, NJ 07960-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 AVENUE C, KEY WEST, FL 33040-5522

Mortgage

Document Number	3101813
Date	May 28, 2021
Instrument	3101/813

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$650,535 (+7.64%) Land $325,000 Building $325,535	$650,535 (+7.64%) Land $325,000 Building $325,535
2024	$5,606.00 (+0.65%)
2023	$5,570.00 (+2.88%)	$604,360 (+3.23%) Land $297,500 Building $306,860	$604,360 (+3.23%) Land $297,500 Building $306,860
2022	$5,414.00	$585,472 Land $275,000 Building $310,472	$585,472 Land $275,000 Building $310,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879717003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 233 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured (39 under condo master policies) 178 of 233 individual policies on primary residences
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Irma (Sep 2017), 49 claims Hurricane Wilma (Oct 2005), 166 claims Hurricane Georges (Oct 1998), 50 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.