490 44th St, Oakland, CA 94609 Property Records

Alameda County property record for 490 44th St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,484 sqft · built 1906
Lot Size	0.098 acres (4,280 sqft)
Owner	2 Trust Names on File
Last Sale	$1,789,090 (Jul 2022)
Tax Bill	$24,221 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-1099-23`

Property Details

APN / Parcel Number

Primary APN	`13-1099-23`
Alternative APN	`013-1099-023-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,484 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,280 sqft (0.098 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	490 44TH ST
City	OAKLAND
State	CA
Zip	94609-2136
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00023 BLK: AR: 0013 PAGE: 1099
Legal Subdivision	SANTA FE 17
Legal Lot Number	26
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1010
Census Tract	401100

Owner

490 44th St, a duplex, is owner-occupied and held in a trust since July 2022.

Source: Alameda County records, as of September 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	488 44TH ST, OAKLAND, CA 94609-2136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Feb 1, 2021	Intrafamily Transfer, Transfer
Jun 4, 2018	Grant Deed, Transfer TIAA FSB
Jun 2, 2017	Grant Deed, Transfer · Construction Mortgage COMMUNITY LNS & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Jun 4, 2018 · Amount on File
Deed Document Number	2022130165
Prior Transfer Date	Nov 20, 2003
Prior Transfer Doc	0000007476
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 20, 2022
Property Address	490 44TH ST, OAKLAND, CA 94609-2136
Document Number	0000130165
Map Reference	MB 20 PG 64
Instrument Date	Jul 13, 2022
Instrument	2022130165
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,658.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	488 44TH ST, OAKLAND, CA 94609-2136

Mortgage

Document Number	0000130166
Date	Jul 20, 2022
Instrument	2022130166

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Aug 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 1, 2021
Property Address	490 44TH ST, OAKLAND, CA 94609-2136
Document Number	0000040182
Map Reference	MB 20 PG 64
Instrument Date	Dec 12, 2020
Instrument	2021040182
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7825 W 83RD ST, PLAYA DEL REY, CA 90293-7920

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 4, 2018
Property Address	490 44TH ST, OAKLAND, CA 94609-2136
Document Number	0000109689
Instrument Date	May 29, 2018
Instrument	109689
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 44TH ST OAKLAND CA 946092136, OAKLAND, CA 94609-2136

Mortgage

Document Number	109690
Date	Jun 4, 2018
Instrument	109690

Lender

Name	TIAA FSB
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 2, 2017
Property Address	490 44TH ST, OAKLAND, CA 94609-2136
Document Number	0000120698
Instrument Date	May 15, 2017
Instrument	120698
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	133 ESTUDILLO AVE SAN LEANDRO CA 945774701, SAN LEANDRO, CA 94577-4701

Mortgage

Document Number	120699
Date	Jun 2, 2017
Instrument	120699

Lender

Name	COMMUNITY LNS & INVS
Type	MERS
Address	SAN LEANDRO, CA 94546

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 490 44th St was $24,221 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,881,935 (+10.7%) Land $566,680 Building $1,322,255
2025	$24,221.00 Homeowner's exemption	$1,700,000 Land $510,000 Building $1,190,000
2023	$26,726.00 Homeowner's exemption	$1,780,000 Land $534,000 Building $1,246,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 490 44th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 490 44th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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