481 44th St, Oakland, CA 94609 Property Records

Alameda County property record for 481 44th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 2,005 sqft · built 1915
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Sep 2009)
Tax Bill	$8,632 (2025)
Deeds & Mortgages	May 2026 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1098-34`

Property Details

APN / Parcel Number

Primary APN	`13-1098-34`
Alternative APN	`013-1098-034-00`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,005 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	481 44TH ST
City	OAKLAND
State	CA
Zip	94609-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT: 00034 BLK: AR: 0013 PAGE: 1098
Legal Subdivision	CENTRAL OAKLAND
Legal Block	F
Legal Lot Number	29
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1011
Census Tract	401100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	481 44TH ST, OAKLAND, CA 94609-2137
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Mar 6, 2018	Intrafamily Transfer, Transfer · ARM PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2009 · Amount on Record
Deed Sale	Sep 17, 2009 · Amount on Record
Prior Sale	Sep 29, 1999 · Amount on Record
Deed Document Number	2009298184
Last Transfer Date	Feb 15, 2018
Transfer Doc	0000045301
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 8, 2026
Property Address	481 44TH ST, OAKLAND, CA 94609-2137
Document Number	0000061314
Instrument Date	Apr 19, 2022
Instrument	202661314
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	481 44TH ST, OAKLAND, CA 94609-2137

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	481 44TH ST, OAKLAND, CA 94609-2137
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 44TH ST, OAKLAND, CA 94609-2137

Mortgage

Document Number	0000261526
Date	Jul 29, 2021
Instrument	2021261526

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 6, 2018
Property Address	481 44TH ST, OAKLAND, CA 94609-2137
Document Number	0000045301
Map Reference	MB 21 PG 27
Instrument Date	Feb 15, 2018
Instrument	2018045301
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	481 44TH ST, OAKLAND, CA 94609-2137
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045302
Date	Mar 6, 2018
Instrument	2018045302

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,276 (+2%) Land $157,984 Building $374,292
2025	$8,632.00 (-0.66%)	$521,841 (+4.04%) Land $154,887 Building $366,954
2023	$8,689.00	$501,582 Land $148,874 Building $352,708	$962,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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