49 Winter St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 49 Winter St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,912 sqft · built 2000
Lot Size0.474 acres (20,652 sqft)
Owner2 Individual Names on Record
Tax Bill$22,199 (2025)
Deeds & MortgagesSep 2021 Refinance
Sep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN4-0000010G

Property Details

APN / Parcel Number

Primary APN4-0000010G
Alternative APN
  • NATI M:00000004 P:0000010G

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,912 sqft Living Area
1st Floor Area1,868 sqft
AtticAttic
Attic Area1,868 sqft
Basement Area208 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area20,652 sqft (0.474 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4-0000010G
Street Address49 WINTER ST
CityNATICK
StateMA
Zip01760-1018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1014
Census Tract382100

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address49 WINTER ST, NATICK, MA 01760-1018
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address49 WINTER ST, NATICK, MA 01760-1018
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1893274
DateSep 14, 2021
Instrument1893274
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address49 WINTER ST, NATICK, MA 01760-1018
Transaction TypeMortgage
Record UpdatedOct 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1893273
DateSep 14, 2021
Instrument1893273
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$22,199.00 (+3.63%)$1,856,100 (+6.23%) Land $474,000 Building $1,382,100
2024$21,421.00 (+7.47%)$1,747,200 (+10.79%) Land $447,700 Building $1,299,500
2023$19,933.00$1,577,000 Land $419,200 Building $1,157,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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