Middlesex County and Natick Town property record for 40 Winter St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,102 sqft · built 2000 |
| Lot Size | 1.31 acres (57,281 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,345,000 (Jun 2014) |
| Tax Bill | $23,233 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-0000016A |
| Primary APN | 4-0000016A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,102 sqft Living Area |
| 1st Floor Area | 1,907 sqft |
| Basement Area | 143 sqft |
| Unfinished Basement | 143 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 57,281 sqft (1.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4-0000016A |
|---|---|
| Street Address | 40 WINTER ST |
| City | NATICK |
| State | MA |
| Zip | 01760-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 382100 |
Source: Middlesex County and Natick Town assessment roll, APN 4-0000016A, as of April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 WINTER ST, NATICK, MA 01760-1032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · ARM UNITED NATIONS FCU |
| Nov 15, 2021 | Deed of Trust, Mortgage · ARM UNITED NATIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2014 · Amount on Record |
| Deed Sale | Jun 13, 2014 · Amount on Record |
| Prior Sale | Dec 21, 2000 · Amount on Record |
| Deed Book / Page | 63750 / 224 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 40 WINTER ST, NATICK, MA 01760-1032 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079137-576 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 79137/576 |
| Instrument | 248375 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Dec 01, 2026 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 40 WINTER ST, NATICK, MA 01760-1032 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79137-576 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 79137/576 |
| Instrument | 248375 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Dec 01, 2026 |
| Index | 1-Year CMT |
Source: Middlesex County and Natick Town assessment roll as of April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,233.00 (+3.57%) | $1,942,600 (+6.17%) Land $555,300 Building $1,387,300 | $2,016,375 |
| 2024 | $22,432.00 (+5.14%) | $1,829,700 (+8.4%) Land $524,500 Building $1,305,200 | |
| 2023 | $21,335.00 | $1,687,900 Land $524,700 Building $1,163,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173821001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 128 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Source: EPA Safe Drinking Water Information System, water system MA3198000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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