49 Winding Way, Bloomington, IL 61705 Property Records

McLean County property record for 49 Winding Way, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,184 sqft · built 2017
Lot Size	0.145 acres (6,322 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2018)
Tax Bill	$5,565 (2024)
Deeds & Mortgages	Mar 2023 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-19-181-006`

Property Details

APN / Parcel Number

Primary APN	`21-19-181-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,322 sqft (0.145 acres)
Lot Dimensions	109 ft deep x 58 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 WINDING WAY
City	BLOOMINGTON
State	IL
Zip	61705-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S2
Legal Description	FOX CREEK VILLAGE SUB PUD 4TH ADD LOT 72
Legal Subdivision	FOX CREEK
Legal Lot Number	72
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1037
Census Tract	1402

Owner

Source: McLean County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 WINDING WAY, BLOOMINGTON, IL 61705-6591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 19, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	20181338
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000004009
Record Updated	Oct 29, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 30, 2023
Property Address	49 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202300004009
Map Reference	DOC 2014-20905
Instrument Date	Mar 10, 2023
Instrument	2023-00004009
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 WINDING WAY, BLOOMINGTON, IL 61705-6591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 TAMARACK CC TRAIL, BLOOMINGTON, IL 61701

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 26, 2022
Property Address	49 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202200007756
Map Reference	DOC 2014-20905
Instrument Date	Apr 21, 2022
Instrument	2022-00007756
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	49 WINDING WAY, BLOOMINGTON, IL 61705-6591

Mortgage

Document Number	202200007757
Date	Apr 26, 2022
Instrument	2022-00007757

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 19, 2018
Property Address	49 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	201800001338
Map Reference	DOC2014-20905
Instrument Date	Jan 12, 2018
Instrument	2018-00001338
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	49 WINDING WAY, BLOOMINGTON, IL 61705-6591

Mortgage

Document Number	201800001339
Date	Jan 19, 2018
Instrument	2018-00001339

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,563 (+46.62%) Land $10,607 Building $76,956	$262,689 (+46.62%) Land $31,821 Building $230,868
2024	$5,565.00 (+22.28%)
2023	$4,551.00 (+9.14%)	$59,721 (+2.62%) Land $7,235 Building $52,486	$179,163 (+2.62%) Land $21,705 Building $157,458
2022	$4,170.00	$58,196 Land $7,050 Building $51,146	$174,588 Land $21,150 Building $153,438

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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