46 Winding Way, Bloomington, IL 61705 Property Records

McLean County property record for 46 Winding Way, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,104 sqft · built 2020
Lot Size	0.139 acres (6,050 sqft)
Owner	Company Name on File
Last Sale	$255,000 (Nov 2021)
Tax Bill	$7,030 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-19-182-004`

Property Details

APN / Parcel Number

Primary APN	`21-19-182-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	1,174 sqft
Basement Area	930 sqft
Finished Basement	930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	144 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 WINDING WAY
City	BLOOMINGTON
State	IL
Zip	61705-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S2
Legal Description	FOX CREEK VILLAGE SUB PUD 4TH ADD LOT 67
Legal Subdivision	FOX CREEK
Legal Lot Number	67
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1037
Census Tract	1402

Owner

46 Winding Way is owned by a company that bought it in November 2021.

Source: McLean County records, as of June 2, 2026

Owner of Record	Company Name on File
Mailing Address	3700 YELLOWSTONE DR, NORMAL, IL 61761-9511
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK
Nov 4, 2021	Intrafamily Transfer, Transfer ALLIANCE LAND TITLE
May 6, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 20, 2020	Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	202126525
Prior Transfer Date	Oct 27, 2021
Prior Transfer Doc	0000026524
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 4, 2021
Property Address	46 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202100026525
Map Reference	DOC 2014-20905
Instrument Date	Oct 29, 2021
Instrument	2021-00026525
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 YELLOWSTONE DR, NORMAL, IL 61761-9511

Mortgage

Document Number	202100026526
Date	Nov 4, 2021
Instrument	2021-00026526

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Oct 9, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 4, 2021
Property Address	46 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202100026524
Map Reference	DOC 2014-20905
Instrument Date	Oct 27, 2021
Instrument	2021-00026524
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WINDING WAY, BLOOMINGTON, IL 61705-6591

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 6, 2021
Property Address	46 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202100010649
Map Reference	DOC 2014-20905
Instrument Date	Apr 22, 2021
Instrument	2021-00010649
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WINDING WAY, BLOOMINGTON, IL 61705-6591

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 20, 2020
Property Address	46 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202000016433
Map Reference	DOC 2014-20905
Instrument Date	Jul 23, 2020
Instrument	2020-00016433
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WINDING WAY, BLOOMINGTON, IL 61705-6591

Mortgage

Document Number	202000016434
Date	Aug 20, 2020
Instrument	2020-00016434

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,756 Land $10,331 Building $91,425	$305,268 Land $30,993 Building $274,275
2024	$7,030.00 (+19.56%)
2023	$5,880.00	$69,400 Land $7,046 Building $62,354	$208,200 Land $21,138 Building $187,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Winding Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Winding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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