Buncombe County property record for 49 White Pine Dr, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,121 sqft · built 1978 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,500 (Jan 2003) |
| Tax Bill | $1,737 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 737005-2020-202 |
| Primary APN | 737005-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,121 sqft Living Area |
| Gross Area | 3,448 sqft |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 1,724 sqft |
| Finished Basement | 397 sqft |
| Unfinished Basement | 1,327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 458 sqft |
| Patio Area | 458 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 737005-2020-202 |
|---|---|
| Street Address | 49 WHITE PINE DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: MARIA ARNSTEIN BLOCK: LOT: 23 & 24 SECTION: PLAT: 0034-0019 |
| Legal Subdivision | MARIA ARNSTEIN |
| Legal Block | 3 |
| Legal Lot Number | 23,24 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3202 |
49 White Pine Dr is owned and occupied by an individual who acquired it in May 2011.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 WHITE PINE DR, FLETCHER, NC 28732-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2003 · Amount on File |
| Deed Sale | Jan 14, 2003 · Amount on File |
| Deed Book / Page | 3058 / 814 |
| Last Transfer Date | May 4, 2011 |
| Transfer Doc | 0048830071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 49 WHITE PINE DR, FLETCHER, NC 28732-9713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061790021 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 6179/21 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 49 White Pine Dr was $1,737, up 4.7% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,737.00 (+4.7%) | $269,500 Land $54,600 Building $214,900 | $269,500 Land $54,600 Building $214,900 |
| 2024 | $1,659.00 (+3.3%) | ||
| 2023 | $1,606.00 | $269,500 | $269,500 Land $54,600 Building $214,900 |
| 2021 | $269,500 Land $54,600 Building $214,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 White Pine Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2004–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 White Pine Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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