Buncombe County property record for 46 White Pine Dr, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,589 sqft · built 1977 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,757 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9664-44-8773-00000 |
| Primary APN | 9664-44-8773-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,589 sqft Living Area |
| Gross Area | 2,781 sqft |
| 1st Floor Area | 1,589 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,192 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.919 acres) |
| Garage Type | Mixed |
| Garage Area | 1,351 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 375 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 966414447696000 |
|---|---|
| Street Address | 46 WHITE PINE DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 03/21/1991 DEE |
| Legal Description | DEED DATE: 03/21/1991 DEED: 1137-0566 SUBDIV: MARIA ARNSTEIN BLOCK: LOT: 29 & 30 SECTION: PLAT: 0034-0019 |
| Legal Subdivision | MARIA ARNSTEIN |
| Legal Lot Number | 29-30 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3202 |
46 White Pine Dr is owned and occupied by two individuals who acquired it in March 1991.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 46 WHITE PINE DR, FLETCHER, NC 28732-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 1991 |
| Deed Sale | Mar 21, 1991 |
| Deed Document Number | 0001137566 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 46 WHITE PINE DR, FLETCHER, NC 28732-9713 |
| Document Number | 0055540431 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 46 WHITE PINE DR FLETCHER NC 287329713, FLETCHER, NC 28732-9713 |
| Document Number | 0055540431 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 005554/000431 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 46 White Pine Dr was $1,757.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 | $272,600 | |
| 2023 | $1,624.00 | $272,600 | $272,600 Land $54,600 Building $218,000 |
| 2021 | $272,600 Land $54,600 Building $218,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 White Pine Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2004–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 White Pine Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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