49 W Jerge Dr, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 49 W Jerge Dr, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 2001
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2025)
Tax Bill	$6,230 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 137.02-3-19`

Property Details

APN / Parcel Number

Primary APN	`144200 137.02-3-19`
Alternative APN	`42001370200003019000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	461 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	49 W JERGE DR
City	ELMA
State	NY
Zip	14059-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	BUFFALO CREEK SUBDIVISION
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1003
Census Tract	14101

Owner

49 W Jerge Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49 W JERGE DR, ELMA, NY 14059-9307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Deed Document Number	2025148493
Deed Book / Page	11449 / 3602
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0112957479
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Aug 15, 2025
Property Address	49 W JERGE DR, ELMA, NY 14059-9307
Document Number	0114493602
Book / Page	11449 / 3602
Instrument Date	Jul 24, 2025
Instrument	2025148493
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 W JERGE DR, ELMA, NY 14059-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 W JERGE DR, ELMA, NY 14059-9307

Mortgage

Document Number	0141708435
Date	Aug 15, 2025
Instrument	14170/8435

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 49 W Jerge Dr was $6,230, up 309.3% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,230.00 (+309.33%)
2025	$1,522.00 (-73.19%)	$10,800 (-) Land $2,400 Building $8,400	$415,400 (+3.85%) Land $92,311 Building $323,089
2024	$5,676.00 Homeowner's exemption Veteran's exemption	$10,800 (-) Land $2,400 Building $8,400	$400,000 (+3.7%) Land $88,889 Building $311,111
2023	Homeowner's exemption Veteran's exemption	$10,800 Land $2,400 Building $8,400	$385,714 Land $85,714 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 W Jerge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 W Jerge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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