24 W Jerge Dr, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 24 W Jerge Dr, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,949 sqft · built 1962
Lot Size	0.815 acres (35,400 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Mar 2016)
Tax Bill	$6,173 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 137.02-3-13`

Property Details

APN / Parcel Number

Primary APN	`144200 137.02-3-13`
Alternative APN	`42001370200003013000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,949 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	35,400 sqft (0.815 acres)
Lot Dimensions	300 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	2,325 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	24 W JERGE DR
City	ELMA
State	NY
Zip	14059-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1008
Census Tract	14101

Owner

24 W Jerge Dr is owned and occupied by two individuals who bought it in March 2016.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 W JERGE DR, ELMA, NY 14059-9307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit MERIDIA COMMUNITY FCU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on File
Deed Sale	Mar 31, 2016 · Amount on File
Deed Document Number	201663913
Deed Book / Page	11294 / 1052
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	24 W JERGE DR, ELMA, NY 14059-9307
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 W JERGE DR, ELMA, NY 14059-9307

Mortgage

Document Number	0140452315
Date	Mar 21, 2022
Book Page	14045/2315
Instrument	2022056515

Lender

Name	MERIDIA COMMUNITY FCU
Type	Credit Union
Address	HAMBURG, NY 14075

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	24 W JERGE DR, ELMA, NY 14059-9307
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 W JERGE DR, ELMA, NY 14059-9307

Mortgage

Document Number	0139762024
Date	Jan 22, 2021
Book Page	13976/2024
Instrument	2021013321

Lender

Name	FIVE STAR BANK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 24 W Jerge Dr was $6,173, up 265.9% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,173.00 (+265.92%)
2025	$1,687.00 (-71.59%)	$10,700 (-) Land $1,700 Building $9,000	$411,550 (+3.85%) Land $65,386 Building $346,164
2024	$5,939.00	$10,700 (-) Land $1,700 Building $9,000	$396,296 (+3.7%) Land $62,963 Building $333,333
2023		$10,700 Land $1,700 Building $9,000	$382,143 Land $60,714 Building $321,429

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 W Jerge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2004)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 W Jerge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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