49 W 1040 S, Orem, UT 84058 Property Records

Utah County property record for 49 W 1040 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,002 sqft · built 1972
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Oct 2009)
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-037-0002`

Property Details

APN / Parcel Number

Primary APN	`49-037-0002`
Alternative APN	`072016`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,002 sqft
Basement Area	988 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1991
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	072016
Street Address	49 W 1040 S
City	OREM
State	UT
Zip	84058-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLK A, WARREN PEAY SUBD.
Legal Subdivision	PEAY SUB
Legal Block	A
Legal Lot Number	9
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1014
Census Tract	1103

Owner

49 W 1040 S is owned and occupied by two individuals who bought it in October 2009.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 W 1040 S, OREM, UT 84058-6815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 22, 2017	Deed of Trust, Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2009 · Amount on File
Deed Sale	Oct 23, 2009 · Amount on File
Prior Sale	Mar 18, 2003 · Amount on File
Deed Document Number	2009111707
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	49 W 1040 S, OREM, UT 84058-6815
Document Number	0000123539
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 W 1040 S OREM UT 840586815, OREM, UT 84058-6815

Mortgage

Document Number	0000123539
Date	Aug 19, 2020
Instrument	123539

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	49 W 1040 S, OREM, UT 84058-6815
Document Number	0000120282
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	CONVENIENT CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 W 1040 S OREM UT 840586815, OREM, UT 84058-6815

Mortgage

Document Number	0000120282
Date	Dec 5, 2017
Instrument	120282

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 49 W 1040 S was $1,993, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,190 (-43.68%)	$465,800 (+2.4%) Land $223,800 Building $242,000
2025	$1,993.00 (+0.05%)	$454,900 Land $223,800 Building $231,100	$454,900 Land $223,800 Building $231,100
2024	$1,992.00 (+12.16%)
2023	$1,776.00 (+0.97%)	$233,530	$424,600 Land $213,100 Building $211,500
2022	$1,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 W 1040 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 W 1040 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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