15 W 1040 S, Orem, UT 84058 Property Records

Utah County property record for 15 W 1040 S, Orem, UT 84058

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 864 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$532,811 (Jun 2026)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-037-0003`

Property Details

APN / Parcel Number

Primary APN	`49-037-0003`
Alternative APN	`072017`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	666 sqft
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	072017
Street Address	15 W 1040 S
City	OREM
State	UT
Zip	84058-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 105.42 FT LOT 10, BLK A, WARREN PEAY SUBD.
Legal Subdivision	PEAY SUB
Legal Block	A
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1014
Census Tract	1103

Owner

15 W 1040 S is held in a trust since June 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	882 SAGE MESA CT, TWIN FALLS, ID 83301-3680
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Affidavit of Death of Trustee, Transfer
Jun 25, 2026	Affidavit of Death of Trustee, Transfer
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Deed Document Number	202652542
Prior Transfer Date	May 16, 2005
Prior Transfer Doc	0000053187
Record Updated	Oct 29, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	UTAH UT
Recording Date	Jun 25, 2026
Property Address	15 W 1040 S, OREM, UT 84058-6815
Document Number	0000052541
Instrument Date	Jun 25, 2026
Instrument	202652541
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	882 SAGE MESA CT, TWIN FALLS, ID 83301-3680

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	UTAH UT
Recording Date	Jun 25, 2026
Property Address	15 W 1040 S, OREM, UT 84058-6815
Document Number	0000052540
Instrument Date	Jun 25, 2026
Instrument	202652540
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	882 SAGE MESA CT, TWIN FALLS, ID 83301-3680

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 25, 2026
Property Address	15 W 1040 S, OREM, UT 84058-6815
Document Number	0000052542
Instrument Date	Jun 23, 2026
Instrument	202652542
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 W 1040 S, OREM, UT 84058-6815

Mortgage

Document Number	0000052543,
Date	Jun 25, 2026
Instrument	202652543

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 15 W 1040 S was $1,905.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,540 (-44.01%)	$442,800 (+1.79%) Land $211,400 Building $231,400
2025	$1,905.00	$435,000 Land $211,400 Building $223,600	$435,000 Land $211,400 Building $223,600
2024	$1,905.00 (+8.98%)
2023	$1,748.00 (+1.45%)	$229,845	$417,900 Land $201,200 Building $216,700
2022	$1,723.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 W 1040 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 W 1040 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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