49 Trestle Pt, Toccoa, GA 30577 Property Records

Stephens County property record for 49 Trestle Pt, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2021
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020C 003`

Property Details

APN / Parcel Number

Primary APN	`020C 003`
Alternative APN	`555175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Garage Area	864 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	555175
Street Address	49 TRESTLE PT
City	TOCCOA
State	GA
Zip	30577-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 13A & 13A-1 PH 1 TRESTLE FALLS S/D
Legal Subdivision	TRESTLE FALLS
Legal Phase	1
Legal Lot Number	13A
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2001
Census Tract	970401

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 TRESTLE PT, TOCCOA, GA 30577-8522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Construction Mortgage GEORGIA BANKING
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jul 13, 2022	Warranty Deed, Transfer
Apr 28, 2021	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024
Deed Sale	Oct 28, 2024
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Book / Page	1385 / 143
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	49 TRESTLE PT, TOCCOA, GA 30577-8522
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6160 PROVIDENCE LAKE DR, GAINESVILLE, GA 30506-6022

Mortgage

Document Number	0012590000000001
Date	Jul 13, 2021
Book Page	0000001259/0000000001
Instrument	000367

Lender

Name	GEORGIA BANKING

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	49 TRESTLE PT, TOCCOA, GA 30577-8522
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TRESTLE PT, TOCCOA, GA 30577-8522

Mortgage

Document Number	0012960000000033
Date	May 4, 2022
Book Page	0000001296/0000000033
Instrument	000709

Lender

Name	FINANCE OF AMERICA REVERSE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 13, 2022
Property Address	49 TRESTLE PT, TOCCOA, GA 30577-8522
Document Number	0013030475
Book / Page	1303 / 475
Instrument Date	Jul 13, 2022
Instrument	2022-001056
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TRESTLE PT, TOCCOA, GA 30577-8522

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 28, 2021
Property Address	49 TRESTLE PT, TOCCOA, GA 30577-8522
Document Number	0012500015
Book / Page	001250 / 000015
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$37.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	TRESTLE RDG TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (-8.67%) Homeowner's exemption Senior Citizen's exemption	$149,895 (+45.63%) Land $5,597 Building $144,298	$374,737 (+45.63%) Land $13,993 Building $360,744
2023	$2,850.00	$102,927 Land $5,597 Building $97,330	$257,319 Land $13,993 Building $243,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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