48 Trestle Pt, Toccoa, GA 30577 Property Records

Stephens County property record for 48 Trestle Pt, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,549 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2019)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	May 2024 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020C 005`

Property Details

APN / Parcel Number

Primary APN	`020C 005`
Alternative APN	`555337`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,549 sqft Heated Area
Basement Area	1,224 sqft
Finished Basement	1,008 sqft
Unfinished Basement	216 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Area	540 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	96 sqft
Deck Area	510 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	555337
Street Address	48 TRESTLE PT
City	TOCCOA
State	GA
Zip	30577-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS TRESTLE FALLS S/D
Legal Subdivision	TRESTLE FALLS
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2001
Census Tract	970401

Owner

48 Trestle Pt is owned and occupied by two individuals who bought it in July 2019.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 TRESTLE PT, TOCCOA, GA 30577-8522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Line of Credit NORTH GEORGIA CREDIT UNION
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIOCESAN FOUNDATION INC
Aug 5, 2019	Grant Deed, Transfer · Conventional Mortgage KELLER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Aug 23, 2005 · Amount on File
Deed Document Number	0001185384
Deed Book / Page	1107 / 255
Prior Transfer Date	Nov 18, 2016
Prior Transfer Doc	2016-001227
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	48 TRESTLE PT, TOCCOA, GA 30577-8522
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 TRESTLE PT, TOCCOA, GA 30577-8522

Mortgage

Document Number	0013660000000355
Date	May 10, 2024
Book Page	0000001366/0000000355
Instrument	D2024000759

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2029

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	48 TRESTLE PT, TOCCOA, GA 30577-8522
Document Number	0011880317
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 TRESTLE PT TOCCOA GA 305778522, TOCCOA, GA 30577-8522

Mortgage

Document Number	0011880317
Date	Sep 12, 2019
Book Page	001188/000317

Lender

Name	DIOCESAN FOUNDATION INC
Address	2744 PEACHTREE RD NW, ATLANTA, GA 30305-2937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 11, 2029

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 5, 2019
Property Address	48 TRESTLE PT, TOCCOA, GA 30577-8522
Document Number	0011850384
Book / Page	001185 / 000384
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 TRESTLE PT TOCCOA GA 305778522, TOCCOA, GA 30577-8522

Mortgage

Document Number	11850385
Date	Aug 5, 2019
Book Page	001185/000385

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 48 Trestle Pt was $4,557 with a homeowner's exemption.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00 Homeowner's exemption	$200,560 Land $13,440 Building $187,120	$501,401 Land $33,600 Building $467,801
2023	$3,739.00 (+4.06%) Homeowner's exemption	$127,613 (+5.71%) Land $13,440 Building $114,173	$319,033 (+5.71%) Land $33,600 Building $285,433
2022	$3,593.00 Homeowner's exemption	$120,719 Land $13,440 Building $107,279	$301,798 Land $33,600 Building $268,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Trestle Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Trestle Pt is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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