49 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 49 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,672 sqft · built 1979
Lot Size	1.15 acres (50,342 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Oct 2024)
Tax Bill	$8,013 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Sep 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0020 B:0118 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0020 B:0118 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
Gross Area	4,144 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,342 sqft (1.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	49 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	118
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3008
Census Tract	327103

Owner

49 Townsend St is owned and occupied by an individual who bought it in October 2024.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 TOWNSEND ST, PEPPERELL, MA 01463-1205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Sep 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 27, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS
Jul 24, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Book / Page	83317 / 216
Record Updated	Oct 29, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Oct 4, 2024
Property Address	49 TOWNSEND ST, PEPPERELL, MA 01463-1205
Document Number	083317-216
Book / Page	83317 / 216
Instrument Date	Oct 4, 2024
Instrument	112935
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TOWNSEND ST, PEPPERELL, MA 01463-1205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000112936
Date	Oct 4, 2024
Instrument	112936

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 4, 2020
Property Address	49 TOWNSEND ST, PEPPERELL, MA 01463-1205
Document Number	75545-86
Book / Page	075545 / 000086
Instrument Date	Aug 27, 2020
Instrument	155101
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TOWNSEND ST PEPPERELL MA 014631205, PEPPERELL, MA 01463-1205

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 27, 2018
Property Address	49 TOWNSEND ST, PEPPERELL, MA 01463-1205
Document Number	71380-210
Book / Page	071380 / 000210
Instrument Date	Jul 26, 2018
Instrument	113063
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 TOWNSEND ST PEPPERELL MA 014631205, PEPPERELL, MA 01463-1205

Mortgage

Document Number	71380-213
Date	Jul 27, 2018
Book Page	071380/000213
Instrument	113064

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 24, 2018
Property Address	49 TOWNSEND ST, PEPPERELL, MA 01463-1205
Document Number	71363-133
Book / Page	071363 / 000133
Instrument Date	Jul 20, 2018
Instrument	110836
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 TOWNSEND ST PEPPERELL MA 014631205, PEPPERELL, MA 01463-1205

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jan 26, 2018
Property Address	49 TOWNSEND ST, PEPPERELL, MA 01463-1205
Document Number	70555-351
Book / Page	070555 / 000351
Instrument Date	Jan 24, 2018
Instrument	12206
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount on Record
Tax	$809.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 FLETCHER ST DUNSTABLE MA 018271103, DUNSTABLE, MA 01827-1103

Tax Assessment & Valuation

The 2026 property tax bill for 49 Townsend St was $8,013, up 1.3% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,013.00 (+1.3%)	$581,500 (+7.55%) Land $188,400 Building $393,100	$573,135 (-)
2025	$7,910.00 (+4.7%)	$540,700 (+2.7%) Land $174,200 Building $366,500	$573,135 (+2.36%)
2024	$7,555.00 (+3.92%)	$526,500 (+9.64%) Land $160,000 Building $366,500	$559,930
2023	$7,270.00	$480,200 Land $135,100 Building $345,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Townsend St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Townsend St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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