49 Torrey Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 49 Torrey Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,026 sqft · built 1900
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Tax Bill	$4,398 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-50-0658-37`

Property Details

APN / Parcel Number

Primary APN	`R-50-0658-37`
Alternative APNs	`SKIN P:043-1 L:000066` `P:043=1 L:000066`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,026 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	752 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-50-0658-37
Street Address	49 TORREY RD
City	WAKEFIELD
State	RI
Zip	02879-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Lot Number	66
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	2
Census Block	2021
Census Tract	51305

Owner

Source: South Kingstown Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	49 TORREY RD, WAKEFIELD, RI 02879-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS
Aug 2, 2018	Deed of Trust, Mortgage · FHA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	49 TORREY RD, SOUTH KINGSTOWN, RI 02879-1907
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001840-348
Date	Sep 9, 2022
Book Page	1840/348
Instrument	24690

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	49 TORREY RD, SOUTH KINGSTOWN, RI 02879-1907
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1810-38
Date	Oct 22, 2021
Book Page	1810/38
Instrument	18562

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	49 TORREY RD, SOUTH KINGSTOWN, RI 02879-1907
Document Number	1681-758
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TORREY RD SOUTH KINGSTOWN RI 028791907, SOUTH KINGSTOWN, RI 02879-1907

Mortgage

Document Number	1681-758
Date	Aug 3, 2018
Book Page	001681/000758

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,398.00 (+5.77%)	$492,000 (+30.75%) Land $317,400 Building $174,600
2023	$4,158.00 (+0.92%)	$376,300 (-) Land $235,000 Building $141,300
2022	$4,120.00	$376,300 Land $235,000 Building $141,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	39 (1984–2012)
Claims Outside the SFHA	10 of 39
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 11 claims Severe Storms And Flooding, Mar 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-MIDDLEBRIDGE serves 694 people · EPA ID RI1000015
Water Source	Purchased groundwater from VEOLIA WATER WAKEFIELD RHODE ISLAND INC
Last State Inspection	May 2024
Also Mapped Here	SOUTH KINGSTOWN-SOUTH SHORE
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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