Cecil County property record for 49 Thatch Ct, Elkton, MD 21921
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,152 sqft · built 1988 |
| Lot Size | 0.046 acres (2,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $211,000 (Apr 2025) |
| Tax Bill | $2,160 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-073793 |
| Primary APN | 03-073793 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Total Area |
| Utility Area | 32 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,003 sqft (0.046 acres) |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 073793 |
|---|---|
| Street Address | 49 THATCH CT |
| City | ELKTON |
| State | MD |
| Zip | 21921-6298 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 46 - .046 ACRE 49 THATCH COURT TURNQUIST |
| Legal Subdivision | TURNQUIST |
| Legal Lot Number | 46 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30507 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
49 Thatch Ct, a townhouse, is owned and occupied by an individual who bought it in April 2025.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 THATCH CT, ELKTON, MD 21921-6298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 13, 2017 | Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on File |
| Deed Sale | Apr 7, 2025 · Amount on File |
| Prior Sale | Mar 13, 2017 · Amount on File |
| Deed Book / Page | 5600 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 49 THATCH CT, ELKTON, MD 21921-6298 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051650326 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 5165/326 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 13, 2017 |
| Property Address | 49 THATCH CT, ELKTON, MD 21921-6298 |
| Document Number | 0040360052 |
| Book / Page | 4036 / 052 |
| Map Reference | MB NDS6 FO78 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | KRISH TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 49 THATCH CT, ELKTON, MD 21921-6298 |
| Document Number | 0000403657 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 4036/57 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 49 Thatch Ct was $2,160, up 7.8% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,160.00 (+7.84%) | $125,600 | $135,400 Land $47,000 Building $88,400 |
| 2025 | $2,003.00 | ||
| 2023 | $1,201.00 | $97,800 | $106,000 Land $25,000 Building $81,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 49 Thatch Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Thatch Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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