45 Thatch Ct, Elkton, MD 21921 Property Records

Cecil County property record for 45 Thatch Ct, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,280 sqft · built 1988
Lot Size	0.051 acres (2,221 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Mar 2019)
Tax Bill	$2,267 (2026)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-073777`

Property Details

APN / Parcel Number

Primary APN	`03-073777`
Alternative APNs	`3073777` `073777`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,221 sqft (0.051 acres)
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	073777
Street Address	45 THATCH CT
City	ELKTON
State	MD
Zip	21921-6298
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 44 - .0518 ACRE 45 THATCH COURT TURNQUIST
Legal Subdivision	TURNQUIST
Legal Lot Number	44
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	3
Census Block	3002
Census Tract	30507

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Thatch Ct, a townhouse, is owned and occupied by an individual who bought it in March 2019.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	45 THATCH CT, ELKTON, MD 21921-6298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	May 4, 1988 · Amount on File
Deed Book / Page	4365 / 489
Record Updated	Oct 29, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 1, 2019
Property Address	45 THATCH CT, ELKTON, MD 21921-6298
Document Number	0043650489
Book / Page	4365 / 489
Map Reference	MB NDS6 FO 78
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 THATCH CT, ELKTON, MD 21921-6298

Mortgage

Document Number	0004365494
Date	Mar 1, 2019
Instrument	4365/494

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 45 Thatch Ct was $2,267, up 7.5% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,267.00 (+7.54%)	$131,833	$141,800 Land $47,000 Building $94,800
2025	$2,108.00
2023	$1,093.00	$103,100	$111,900 Land $25,000 Building $86,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Thatch Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Thatch Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20