49 Terrace Dr, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 49 Terrace Dr, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,184 sqft · built 1974
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$82,474 (Oct 2019)
Tax Bill	$5,624 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2020 Line of Credit + 3 more
APN	`035001 182.14-1-1`

Property Details

APN / Parcel Number

Primary APN	`035001 182.14-1-1`
Alternative APNs	`500118201400010010000000` `50024001500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Brick
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	50024001500
Street Address	49 TERRACE DR
City	WINDSOR
State	NY
Zip	13865-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00100000012200S40000
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1028
Census Tract	12502

Owner

49 Terrace Dr is owned and occupied by an individual who bought it in October 2019.

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	49 TERRACE DR, WINDSOR, NY 13865-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Feb 6, 2019	Trustee's Deed, Foreclosure WEBTITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	201930087
Deed Book / Page	2604 / 484
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	002582/130
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	49 TERRACE DR, WINDSOR, NY 13865-4309
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TERRACE DR, WINDSOR, NY 13865-4309

Mortgage

Document Number	004130/256
Date	Jun 6, 2023
Book Page	4130/256
Instrument	202300012457

Lender

Name	VISIONS FCU
Type	Credit Union
Address	MENO, OK 73760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	49 TERRACE DR, WINDSOR, NY 13865-4309
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TERRACE DR, WINDSOR, NY 13865-4309

Mortgage

Document Number	003977/824
Date	Oct 19, 2020
Book Page	3977/824
Instrument	202000021807

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	49 TERRACE DR, WINDSOR, NY 13865-4309
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003968/968
Date	Aug 25, 2020
Book Page	3968/968
Instrument	202000017652

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	49 TERRACE DR, WINDSOR, NY 13865-4309
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TERRACE DR, WINDSOR, NY 13865-4309

Mortgage

Document Number	04048/1385
Date	Nov 9, 2021
Book Page	4048/1385
Instrument	202100031474

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	384 Months
Due	Nov 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BROOME NY
Recording Date	Feb 6, 2019
Property Address	49 TERRACE DR, WINDSOR, NY 13865-4309
Document Number	0025820130
Book / Page	002582 / 000130
Instrument Date	Jan 23, 2019
Instrument	3381
Transaction Type	Foreclosure
Record Updated	Feb 15, 2019
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$483.20
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2026 property tax bill for 49 Terrace Dr was $5,624, down 19.4% from the year before.

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Municipality	Windsor Village
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,624.00 (-19.4%)
2025	$6,978.00 (+3.89%)	$110,600 Land $12,000 Building $98,600	$260,200 Land $28,231 Building $231,969
2024	$6,717.00
2023		$110,600 Land $12,000 Building $98,600	$212,692 Land $23,077 Building $189,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 49 Terrace Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

May also be available: Adams CATV.

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