31 Terrace Dr, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 31 Terrace Dr, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,016 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Dec 2021)
Tax Bill	$3,051 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
APN	`035001 182.15-1-13`

Property Details

APN / Parcel Number

Primary APN	`035001 182.15-1-13`
Alternative APNs	`500118201500010130000000` `50024002200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	784 sqft
Finished Basement	784 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Width	100 ft Width
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	50024002200
Street Address	31 TERRACE DR
City	WINDSOR
State	NY
Zip	13865-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0010000001220S110000
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1028
Census Tract	12502

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 TERRACE DR, WINDSOR, NY 13865-4309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed, Transfer · FHA Mortgage M & T BANK
Dec 17, 2018	Grant Deed, Transfer · Conventional with PMI HOMESTEAD FNDG
May 24, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	202133168
Deed Book / Page	2672 / 382
Prior Transfer Date	Apr 26, 2018
Prior Transfer Doc	002557/698
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Dec 1, 2021
Property Address	31 TERRACE DR, WINDSOR, NY 13865-4309
Document Number	002672/382
Book / Page	2672 / 382
Instrument Date	Nov 17, 2021
Instrument	202100033168
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 TERRACE DR, 31, WINDSOR, NY 13865-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 TERRACE DR, WINDSOR, NY 13865-4309

Mortgage

Document Number	04052/1035
Date	Dec 1, 2021
Book Page	4052/1035
Instrument	202100033169

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BROOME NY
Recording Date	Dec 17, 2018
Property Address	31 TERRACE DR, WINDSOR, NY 13865-4309
Document Number	0025770404
Book / Page	002577 / 000404
Instrument Date	Dec 7, 2018
Instrument	32527
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	BIG APPLE ABSTRACT CORPORATION, BIG APPLE ABSTRACT CORP.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 HASKINS RD KIRKWOOD NY 137951123, KIRKWOOD, NY 13795-1123

Mortgage

Document Number	38940855
Date	Dec 17, 2018
Book Page	003894/000855
Instrument	32528

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BROOME NY
Recording Date	May 24, 2018
Property Address	31 TERRACE DR, WINDSOR, NY 13865-4309
Document Number	0025570698
Book / Page	002557 / 000698
Instrument Date	Feb 22, 2018
Instrument	13683
Transaction Type	Foreclosure
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$480.31
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Municipality	Windsor Village
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,051.00 (-19.39%)
2025	$3,785.00 (+3.87%)	$60,000 (-) Land $11,800 Building $48,200	$141,200 (+22.37%) Land $27,769 Building $113,431
2024	$3,644.00
2023		$60,000 Land $11,800 Building $48,200	$115,385 Land $22,692 Building $92,693

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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