49 Talmuth Ave, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 49 Talmuth Ave, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1954
Lot Size	0.488 acres (21,240 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (May 2019)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Jun 2020 Refinance May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`635-6-11`

Property Details

APN / Parcel Number

Primary APN	`635-6-11`
Alternative APN	`HAVE M:0635 B:00006 L:11`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	980 sqft Living Area
Gross Area	2,940 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,240 sqft (0.488 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	635-6-11
Street Address	49 TALMUTH AVE
City	HAVERHILL
State	MA
Zip	01830-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELEANOR M HOYT
Legal Block	6
Legal Lot Number	11
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1008
Census Tract	260401

Owner

49 Talmuth Ave is owned and occupied by an individual who bought it in May 2019.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 TALMUTH AVE, HAVERHILL, MA 01830-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 29, 2019	Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Apr 20, 2016 · Amount on File
Deed Book / Page	37543 / 354
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	49 TALMUTH AVE, HAVERHILL, MA 01830-1420
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38667-124
Date	Jun 30, 2020
Book Page	38667/124
Instrument	20200630005170

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	May 29, 2019
Property Address	49 TALMUTH AVE, HAVERHILL, MA 01830-1420
Document Number	37543-354
Book / Page	037543 / 000354
Instrument Date	May 29, 2019
Instrument	1905293890
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 TALMUTH AVE HAVERHILL MA 018301420, HAVERHILL, MA 01830-1420

Mortgage

Document Number	37543-356
Date	May 29, 2019
Book Page	037543/000356
Instrument	1905293900

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 49 Talmuth Ave was $4,383, up 1.5% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (+1.53%)	$409,200 (+0.86%) Land $214,500 Building $194,700	$390,640
2024	$4,317.00 (+7.36%)	$405,700 (+12.51%) Land $214,500 Building $191,200
2023	$4,021.00	$360,600 Land $193,000 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 Talmuth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Talmuth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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