45 Talmuth Ave, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 45 Talmuth Ave, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1890
Lot Size	0.643 acres (28,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,501 (2025)
Deeds & Mortgages	Jul 2021 Refinance Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`635-6-10`

Property Details

APN / Parcel Number

Primary APN	`635-6-10`
Alternative APN	`HAVE M:0635 B:00006 L:10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,827 sqft Living Area
Gross Area	4,812 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	28,000 sqft (0.643 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	635-6-10
Street Address	45 TALMUTH AVE
City	HAVERHILL
State	MA
Zip	01830-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	10
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1008
Census Tract	260401

Owner

45 Talmuth Ave is owned and occupied by two individuals who acquired it in February 2018.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 TALMUTH AVE, HAVERHILL, MA 01830-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENTUCKET BANK
Feb 14, 2018	Quit Claim Deed, Transfer PENTUCKET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2018
Deed Sale	Feb 14, 2018
Prior Sale	Mar 30, 2004
Deed Document Number	20182290
Deed Book / Page	36531 / 140
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	45 TALMUTH AVE, HAVERHILL, MA 01830-1420
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040094-61
Date	Jul 19, 2021
Book Page	40094/61
Instrument	20210719002740

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Feb 14, 2018
Property Address	45 TALMUTH AVE, HAVERHILL, MA 01830-1420
Document Number	36531-140
Book / Page	36531 / 140
Instrument	180214002290
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$41.03
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TALMUTH AVE, HAVERHILL, MA 01830-1420

Mortgage

Document Number	36531-142
Date	Feb 14, 2018
Book Page	36531/142
Instrument	180214002300

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 45 Talmuth Ave was $5,501, up 4.2% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,501.00 (+4.21%)	$513,600 (+3.53%) Land $228,700 Building $284,900	$475,475
2024	$5,279.00 (+5.29%)	$496,100 (+10.32%) Land $228,700 Building $267,400
2023	$5,014.00	$449,700 Land $205,800 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Talmuth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Talmuth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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