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49 Straits Rd, Chester, CT 06412 Property Records

Chester Town property record for 49 Straits Rd, Chester, CT 06412 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,984 sqft Living Area
Lot Size71,003 sqft (1.63 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2020)
Tax Bill$8,054.00 (2025)

Property Details

APN / Parcel Number

Primary APNCHES M:14 B:304
Alternative APNs
  • CSTR M:14 B:304
  • 00159100
  • 159100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,984 sqft Living Area
Gross Area3,476 sqft Gross Area
Basement Area896 sqft Basement
Unfinished Basement896 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2003
Architectural StyleCape Cod Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area71,003 sqft (1.63 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number159100
Street Address49 STRAITS RD
CityCHESTER
StateCT
Zip06412-1328
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block304
JurisdictionCHESTER CT
Minor Civil DivisionCHESTER
Census Blockgroup1
Census Block1032
Census Tract600100

Owner

Source: Chester Town records · APN CHES M:14 B:304

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address49 STRAITS RD, CHESTER, CT 06412-1328
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Mar 30, 2021Deed of Trust, Mortgage · Balloon Payment
PENNYMAC LOAN SERVICES LLC
Mar 30, 2021Deed of Trust, Mortgage · Balloon Payment
PENNYMAC LOAN SERVICES LLC
Jan 09, 2020Warranty Deed, Transfer · Stand Alone First Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2020 · Amount on Record
Deed SaleJan 09, 2020 · Amount on Record
Prior SaleSep 10, 1986 · Amount on Record
Deed Book / Page173 / 768
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER CT
Recording DateJun 29, 2026
Property Address49 STRAITS RD, CHESTER, CT 06412-1328
Document Number0189000089
Book / Page189 / 89
Instrument DateJun 20, 2026
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 STRAITS RD, CHESTER, CT 06412-1328

Mortgage

Document Number0189000089,
DateJun 29, 2026
Book Page189/89
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.51%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER CT
Property Address49 STRAITS RD, CHESTER, CT 06412-1328
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000177-944
DateMar 30, 2021
Book Page177/944
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER CT
Property Address49 STRAITS RD, CHESTER, CT 06412-1328
Transaction TypeMortgage
Record UpdatedApr 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number177-944
DateMar 30, 2021
Book Page177/944
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER CT
Recording DateJan 09, 2020
Property Address49 STRAITS RD, CHESTER, CT 06412-1328
Document Number173-768
Book / Page173 / 768
Instrument DateJan 08, 2020
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address25 DEEP HOLLOW RD, CHESTER, CT 06412-1112

Mortgage

Document Number173770
DateJan 09, 2020
Instrument173/770
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionChester Town
Elementary School DistrictChester School District (PK - 06)
Secondary School DistrictRegional School District 04 (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,054.00$297,430 (+37.71%) Land $65,170 Building $232,260$208,201 Land $45,619 Building $162,582
2024$8,054.00 (+25.55%)
2023$6,415.00 (+0.69%)$215,980 (-) Land $65,170 Building $150,810
2022$6,371.00$215,980 Land $65,170 Building $150,810

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