45 Straits Rd, Chester, CT 06412 Property Records

Chester Town property record for 45 Straits Rd, Chester, CT 06412 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,267 sqft Living Area
Lot Size	99,317 sqft (2.28 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2016)
Tax Bill	$6,891.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:308`
Alternative APNs	`CSTR M:14 B:308` `00119800` `119800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,267 sqft Living Area
Gross Area	2,112 sqft Gross Area
Basement Area	768 sqft Basement
Unfinished Basement	384 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	99,317 sqft (2.28 acres)
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	119800
Street Address	45 STRAITS RD
City	CHESTER
State	CT
Zip	06412-1328
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	308
Jurisdiction	CHESTER CT
Minor Civil Division	CHESTER
Census Blockgroup	1
Census Block	1032
Census Tract	600100

Owner

Source: Chester Town records · APN CHES M:14 B:308

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 STRAITS RD, CHESTER, CT 06412-1328
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2016 · Amount on Record
Deed Sale	Oct 04, 2016 · Amount on Record
Prior Sale	Jul 16, 1992 · Amount on Record
Deed Book / Page	166 / 1014
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	45 STRAITS RD, CHESTER, CT 06412-1328
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179-27
Date	Jul 26, 2021
Book Page	179/27

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2031

Tax Assessment & Valuation

Source: Chester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,891.00	$254,450 (+36.04%) Land $68,390 Building $186,060	$178,115 Land $47,873 Building $130,242
2024	$6,891.00 (+24.05%)
2023	$5,555.00 (+0.67%)	$187,040 (-) Land $68,360 Building $118,680
2022	$5,518.00	$187,040 Land $68,360 Building $118,680